(03) 9020 2905Love it or hate it, the great message I got out of Forrest Gump was: “Don’t let anyone tell you that you can’t do something”. But even more importantly … … Read More We’ve all heard horror stories about small businesses failing. What should you consider before starting one?
Category Archives: Articles
Who’ll get your super when you fall off the perch?
PORTFOLIO POINT: Who will get the proceeds of your super when you fall off your perch? There are some big traps. Here’s what you need to know. The aim of … Read More Who’ll get your super when you fall off the perch?
“Financial independence seems harder to achieve these days. What are your top three tips to get there?”
“Aah, come grasshopper, wisdom you seek.” Okay, I might be mixing my Kung Fu quote with my poor Yoda impersonation there. Honestly? I disagree with the statement. It’s no harder … Read More “Financial independence seems harder to achieve these days. What are your top three tips to get there?”
Super and the self -employed
PORTFOLIO POINT: Concessional contributions face strict limits because of the tax “generosity”. Do you qualify for a tax deduction for your contributions? Getting money into super is hard enough, what … Read More Super and the self -employed
“Hurry! The tax year ends in four days! What can you do now to get a bigger tax refund?”
When minds turn to tax matters, some divine intervention wouldn’t go astray. So I generally channel Australia’s patron saint of tax minimisation, Kerry Francis Bullmore Packer. “If anybody in this … Read More “Hurry! The tax year ends in four days! What can you do now to get a bigger tax refund?”
Super pensions not set-and-forget
PORTFOLIO POINT: Don’t just think that switching to pension is flicking a switch. You need strategy to back it up. Here are some more areas to consider when starting a … Read More Super pensions not set-and-forget
“A new financial year is about to tick over. What areas do you think will deliver the best investment returns?”
Pulling out the crystal ball, hey? “Danger Will Robinson!” I hate one-year predictions. Hero? Or zero? That said … here are my punts. Shares: With shares stagnant at levels of … Read More “A new financial year is about to tick over. What areas do you think will deliver the best investment returns?”
Super pension strategies
PORTFOLIO POINT: The benefits of having your SMSF in pension mode go way beyond finally taking a tax-advantaged income stream. It should influence how you invest. Drawing a pension from … Read More Super pension strategies
“The superannuation rules are changing again next month, so should you be putting more money into super?”
“GIDDYUP!” Don’t be alarmed. That’s just me mounting one of my hobby horses. Listen up Xers, because a superannuation hand grenade was tossed directly at us in 2009. The old … Read More “The superannuation rules are changing again next month, so should you be putting more money into super?”
“Our national credit card debt is almost $50 billion, and we’re paying interest on $36 billion. How do we cut it?”
Is that all? Just the $36 billion? Come on Australia! My out-of-control, credit-card addict, Grandma owes nearly a quarter of that herself. Seriously! Are the rest of you really even … Read More “Our national credit card debt is almost $50 billion, and we’re paying interest on $36 billion. How do we cut it?”