(03) 9020 2905Implement previously rehearsed emergency tactical diversion techniques. This is not a drill. This situation is live! Go to the bathroom. “Sorry, I’m off. It’s washing night.” Wander off to order … Read More What should you do if your wage comes up in a conversation with your colleagues?
Category Archives: Articles
Enemy of the SMSF people
PORTFOLIO POINT: Lies, damned lies and statistics. Selective quoting of stats won’t make ACOSS a friend of SMSF trustees. Today I’m going to declare an “enemy” of self-managed super funds. … Read More Enemy of the SMSF people
Eating out can cause financial fights. Who pays on a first date and who pays at a family dinner?
FOOD fight! Cool, I feel like a Blazing Saddles pie fight. The default position for payment for all restaurant meals is … Boomers, of course, should pay for everything. While … Read More Eating out can cause financial fights. Who pays on a first date and who pays at a family dinner?
How to start your DIY pension
PORTFOLIO POINT: It’s not quite as simple as “insert pension, press play”. So how do you “flick on” a pension in your SMSF? Pensions are, literally, what super is all … Read More How to start your DIY pension
Which generation is the biggest threat to your own generation’s financial future?
Boomers. Question answered. Am I done? But we can’t blame the Boomers directly. They were only such a large generation because the parents who spawned them were so darn … … Read More Which generation is the biggest threat to your own generation’s financial future?
Clock ticking on DIY property
PORTFOLIO POINT: A super opportunity could be closing. If you were thinking it’s for you, you’ll need to get started very, very soon. Like sands through the hourglass … a … Read More Clock ticking on DIY property
Is it worthwhile seeking professional advice about your superannuation account?
Gen Xers have major distractions in their lives – burgeoning careers, cash-guzzling and time-devouring rugrats plus monster mortgages. It’s possible to do everything yourself … if your time is unlimited. … Read More Is it worthwhile seeking professional advice about your superannuation account?
Family finance fighting
A week ago, Mrs DebtMan and I had to have a serious talk. The chat was at my instigation. I gave her no warning. Sure, some might call that an … Read More Family finance fighting
Super and the value of segregation
PORTFOLIO POINT: These assets stay here. Those assets go there. Segregation within SMSF can lead to better tax outcomes. The word “segregation” has some nasty connotations, most usually associated with … Read More Super and the value of segregation
Battle of the sexes: Are men or women the best money minds of your generation?
Fences equal splinters in butt. So straight-talking it is. Managing money comes down to income, spending and investment. You have less control over the first and ultimate control over the … Read More Battle of the sexes: Are men or women the best money minds of your generation?