(03) 9020 2905PORTFOLIO POINT: Have Australians “outsmarted” superannuation? Here’s a compelling argument for compulsory annuities. What happens when the best of intentions from our elected representatives is beaten by the people’s own … Read More Living today, paying tomorrow: A super dilemma
Category Archives: Articles
Which Generation would you trust the most to give you good financial advice, and why?
Or, I could ask, which one would you rather slap in the face with a huge cream pie? Easy! Boomers, of course. They got everything delivered to them. They raped … Read More Which Generation would you trust the most to give you good financial advice, and why?
Debt Man Investment Newsletter #48 – October 2012
Newsletter #48
The big super raid is on the way
PORTFOLIO POINT: The rumblings have not been denied. A super raid seems inevitable in a desperate bid to balance a beaten up budget. That the Federal Government is going to … Read More The big super raid is on the way
Mining stocks have been hammered lately. Are they still good for your share portfolio or super fund?
Every great bubble story comes with its own disastrous crash landing. And when it’s the stock market, it’s so often carnage of the mid-air jumbo jet explosion variety. Debris and … Read More Mining stocks have been hammered lately. Are they still good for your share portfolio or super fund?
Look left, look right and handball the financial risk
Crossing the road safely is a life skill you can’t handball. Not something you can delegate. Look right, look left. If Lightning McQueen (a mad driver and not such a … Read More Look left, look right and handball the financial risk
SMSFs in the firing line
PORTFOLIO POINT: SMSFs could become a specific target for a Federal Budget surplus in trouble. Most of the rule changes surrounding superannuation are aimed broadly at the entire sector, rather … Read More SMSFs in the firing line
Should we write down every dollar we spend, or is doing this just a waste of time?
To answer this question requires some help from the divine wisdom of Yoda. “Waste of time, it is, if you already know where your money goes. Yessss, hmmm.” What the … Read More Should we write down every dollar we spend, or is doing this just a waste of time?
Spouse splitting makes super sense
PORTFOLIO POINT: Consider starting spouse super splitting arrangements now if you want to take advantage of higher concessional contribution limits later. Sharing and caring – and minimising your tax burden … Read More Spouse splitting makes super sense
What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?
Once upon a time, in the early 70s, there was an evil scientist named Walter Mischel. (Evil might be a bit harsh, but the best stories have evil scientists.) Wally … Read More What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?