(03) 9020 2905Ah, a bit of warmer weather and the Christmas party season is underway. Awesome time of year to be alive in Australia, or what? People’s moods lift with the extra … Read More Bubbles flowing this Xmas for those who dared
Category Archives: Articles
The biggest super question of all
SUMMARY: How much super should I have now for someone my age? Here’s a starting point – by 50, you should have 3.5 times your current salary. “I’m X years … Read More The biggest super question of all
Is it important to have a written budget? Why or why not?
Lest someone starts misconstruing some sermonising for hypocrisy, first thing I need to do is ’fess up. Here goes: I’m a financial adviser and … I’ve never done a personal … Read More Is it important to have a written budget? Why or why not?
Joint SMSFs: No such thing as “ours”
SUMMARY: One SMSF – many accounts. Why your SMSF has “yours” and “mine”, but no “ours”. It’s time to bust a myth about SMSFs. Perhaps it’s more misunderstanding or misconception … Read More Joint SMSFs: No such thing as “ours”
Super changes: Preparing for the expected
SUMMARY: While complex changes to super have been ditched, there’s no word on increasing concessional contributions limits. And, to be sure, don’t hold your breath. The wording of the Coalition’s … Read More Super changes: Preparing for the expected
Make sure you’re safe as houses
It happened to me while I was reading a book. A light dawned and smacked me in the eyes. It came as a shock, like finding out Darth Vader was … Read More Make sure you’re safe as houses
Our credit reporting system changes in the new year. How can you deal with a bad credit rating?
People make out like debt is the “dark side” of the Jedi force of finances. Darth Vader snuggles up with debt at night, gently stroking it and whispering his bidding. … Read More Our credit reporting system changes in the new year. How can you deal with a bad credit rating?
Six tips for your pension shift
PORTFOLIO POINT: A change in investment styles as you shift to pension? Here are six things to consider. An important positive about tax rules is that they are largely don’t … Read More Six tips for your pension shift
What are the biggest barriers preventing your generation from getting ahead financially?
The easiest solution is to play the blame game. Focus your anger. “The nominees for biggest barrier preventing you getting ahead are … Mr Wilson in Abysmal Economics Teacher … … Read More What are the biggest barriers preventing your generation from getting ahead financially?
Winners get buckets, losers sacrifice house and shirts
Investors, gather round. Come, let me explain the financial history we are about to witness. It’s an exciting first-time event in superannuation. There will be winners. Bucketloads of them. Some … Read More Winners get buckets, losers sacrifice house and shirts