(03) 9020 2905Don’t you hate it when someone you respect comes out and just says, like, the dumbest thing ever? Something so idiotic that the credibility they’d built up with you over … Read More Using super for a home is dumb because it will just cost more
Category Archives: Articles
Super wealthy in the firing line
SUMMARY: Proposals to limit mega-SMSFs are becoming more frequent and getting smarter. There was a belief before the last election that an incoming Coalition government would be a reversal of … Read More Super wealthy in the firing line
Money can be funny. What is the most humorous financial situation you have seen or experienced?
ABBA was far more cluey when they sang that “Money, money, money, must be funny, in a rich man’s world” than the cheesy lyric suggested. People spend infinitely more time … Read More Money can be funny. What is the most humorous financial situation you have seen or experienced?
Saving SMSFs from the spruikers
SUMMARY: Super and property – more ideas surface to stop the shonks, while Senator Xenophon needs to pull his head in. In any arena, most people play by the rules … Read More Saving SMSFs from the spruikers
Borrowing to invest is more attractive when interest rates are low. Is now a good time to do it?
“Get your cheap investment debt here!” When said like that, it almost sounds alluring, like “shoe sale”, or “golf club clearance”. But the cost of borrowing money for investment isn’t … Read More Borrowing to invest is more attractive when interest rates are low. Is now a good time to do it?
I’m from Mars, you’re clearly a Venusian — let’s compromise
Mrs DebtMan claims I only agreed to wedlock because I would gain a second income with which to negative gear. A scurrilous accusation. If true – and I confess to … Read More I’m from Mars, you’re clearly a Venusian — let’s compromise
Deferred annuities: A timely review
SUMMARY: Finally, we’re going to get serious about super retirement income-stream products. It’s been a concern of the industry for a long time. When it comes to turning on an … Read More Deferred annuities: A timely review
Everyone should have an emergency fund for unexpected expenses. How much do you need, and how do you hold it?
How bad? The “accidental” extra two shouts because you got stonkered at the pub? The $300 to replace the washing machine motor that crapped out? Replacing the couch that … Read More Everyone should have an emergency fund for unexpected expenses. How much do you need, and how do you hold it?
Did you beat the super benchmark?
SUMMARY: Did you have a good year as investment manager for your SMSF? The answer is “no” if your portfolio didn’t return 13.8%. It’s not just double digits for the … Read More Did you beat the super benchmark?
Managed funds versus index funds. Investment choices are growing, so what type of fund is best?
“Come closer, my sweet. I only share the following with special people. I have a crystal ball that tells the future of investment! If you become a client, I will … Read More Managed funds versus index funds. Investment choices are growing, so what type of fund is best?