(03) 9020 2905I don’t believe in bad debt. I believe in the “DOG” of debt. There’s “dumb”, “okay” and “great” debt. People use dumb debt to buy the stuff that doesn’t make … Read More Debt can be a huge burden so how do you survive bad debts and even bankruptcy?
Category Archives: Articles
Motivation is often lacking when it comes to managing money. What motivates you the most?
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to … Read More Motivation is often lacking when it comes to managing money. What motivates you the most?
The Easter break is great fun but also provides a little time to review money matters. What should you be doing?
AAAWW, come on! It’s Easter! Seriously? It’s a long weekend for chillaxing with the family. A long weekend for letting go. A long weekend to celebrate carbs in all their … Read More The Easter break is great fun but also provides a little time to review money matters. What should you be doing?
A superannuation slap?
SUMMARY: A superannuation slap? Stand by for broken promises on super, probably in property. Given a choice between being slapped in the face and not being slapped in the face, … Read More A superannuation slap?
Beware the beaut deal
I’VE always thought that I was pretty smart when it came to buying cars. But maybe I’m just a cheapskate. In more than 25 years of driving, I’ve bought just … Read More Beware the beaut deal
What are three good places to stash any surplus cash you may be lucky to receive?
“LUCKY to receive?” Whaaaat? Outside of the track, lotto, scratchies and an inheritance, there’s usually no luck involved in having “surplus” money! Savings are usually the result of considerable work … Read More What are three good places to stash any surplus cash you may be lucky to receive?
Education is not always one-way traffic from parent to child. What can kids teach their parents about money?
Nothing, apparently. Not my kids. No way. And even if they could, it would, at best, only be the bad habits learned from watching Mrs DebtMan burning the plastic fantastic … Read More Education is not always one-way traffic from parent to child. What can kids teach their parents about money?
TTR: The secret to not having to work longer
SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
Wasting money can be worse than failing to save any. What three things have you regretted wasting money on?
I’d like to think I haven’t wasted too much money in my life. So I asked some mates. Fox: “Two guppies that lasted three days”. Voodoo: “Cars”. Risky: “Ex-wife. First … Read More Wasting money can be worse than failing to save any. What three things have you regretted wasting money on?
Wealthy will never be trapped in super
SUMMARY: Eat the rich. Super tax concessions don’t cost the $33 billion that is purported. And the aspiring wealthy would find another way. There’s a simple solution to the problem … Read More Wealthy will never be trapped in super