(03) 9020 2905They say “you get what you pay for”. But my experience with travel insurance suggests, um, not so much. Two years ago, mine and two other families were Bali-bound. Airline … Read More Holidaying without travel insurance is dangerous. What should you look for in a policy?
All posts by Bruce
ATO backflip on zero interest loans
SUMMARY: On zero interest SMSF loans, the ATO shocked everyone with a nod of approval. Now it has changed its mind. Self-managed super funds have again been tarnished with the … Read More ATO backflip on zero interest loans
What is the biggest financial challenge facing your generation over the next decade?
Ah, being a Gen Xer is like living in Queensland. “Beautiful one day, perfect the next”. Could life get better? Our careers are blooming, our tin lids bring us mountainous … Read More What is the biggest financial challenge facing your generation over the next decade?
Returns from cash deposits have been tiny over the past year. Should cash still play a role for investors?
TINY? That’s generous! Cash returns are dead! D-E-A-D. They’re in negative hyperspace. Yes, less than zero. How? If you’re earning 4 per cent interest, then take off tax (at the … Read More Returns from cash deposits have been tiny over the past year. Should cash still play a role for investors?
The super property end game
SUMMARY: If you’re comfortable with property outside super, why wouldn’t you invest in property inside your SMSF? The power of property investment is a broadly understood wealth-creation concept by those … Read More The super property end game
Sacrifice now so you decide when to retire
Go ahead, Canberra. Raise the pension age. Delay me access to my super fund. Do what you think you’ve got to do. But mark my words, Tony. And, Joe, can … Read More Sacrifice now so you decide when to retire
Tax time is approaching fast. What should taxpayers do over the next month to boost their refund?
Yeah, yeah. I could tell you all the “normal” stuff. Spend deductible money before June 30. Delay income until July 1. Same, same. But let’s try something bigger picture and … Read More Tax time is approaching fast. What should taxpayers do over the next month to boost their refund?
Eight super things to do before June 30
SUMMARY: There are just five weeks left to make the most of some super rules for this financial year. It seems to come around faster and faster every year – … Read More Eight super things to do before June 30
What three financial lessons for young adults would have been worth learning before you started work?
This sort of financial lessons for young adults advice makes me feel old. But, I guess, anyone who can remember Australia’s America’s Cup victory can no longer claim to be … Read More What three financial lessons for young adults would have been worth learning before you started work?
Planning for the pension changes
SUMMARY: The door stays open until the end of the year for account-based pensions and generous health care cards. There’s going to be a rush of work surrounding super pensions … Read More Planning for the pension changes