Are you talking about a little inflation? Paying a bit extra each year to buy the groceries? The cost of fueling up the car jumping a few bucks? Bah! They’re … Read More The rising cost of living continues to eat into household budgets. What are your top three tips for keeping up with it?
All posts by Bruce
Renewed threat to SMSF property gearing
SUMMARY: Is the end nigh for SMSF property gearing strategies? If you’ve been considering making a geared property investment inside a SMSF for a while, I don’t know that I … Read More Renewed threat to SMSF property gearing
Houses, units, funds or trusts: What is your preferred way of investing in real estate and why?
OUCH! Cupid’s arrow, right in my soft spot. Ain’t nothing quite like property to get me all … Read More Houses, units, funds or trusts: What is your preferred way of investing in real estate and why?
Watch out: You’re now a sophisticated SMSF
SUMMARY: ASIC lowers the bar. Now more than half of all SMSF trustees will be considered sophisticated. Self-managed super fund trustees are used to fending for themselves and, reasonably successfully, … Read More Watch out: You’re now a sophisticated SMSF
Poseidon BOOM! Financial lessons you can learn from your parents
Cue Bryan Adams: “It was the summer of ’69”. Dad was a journalist. Mum was a nurse. They’d been married a year. Awww, shucks. Super special times for them, I’m … Read More Poseidon BOOM! Financial lessons you can learn from your parents
Using super for a home is dumb because it will just cost more
Don’t you hate it when someone you respect comes out and just says, like, the dumbest thing ever? Something so idiotic that the credibility they’d built up with you over … Read More Using super for a home is dumb because it will just cost more
Super wealthy in the firing line
SUMMARY: Proposals to limit mega-SMSFs are becoming more frequent and getting smarter. There was a belief before the last election that an incoming Coalition government would be a reversal of … Read More Super wealthy in the firing line
Money can be funny. What is the most humorous financial situation you have seen or experienced?
ABBA was far more cluey when they sang that “Money, money, money, must be funny, in a rich man’s world” than the cheesy lyric suggested. People spend infinitely more time … Read More Money can be funny. What is the most humorous financial situation you have seen or experienced?
Saving SMSFs from the spruikers
SUMMARY: Super and property – more ideas surface to stop the shonks, while Senator Xenophon needs to pull his head in. In any arena, most people play by the rules … Read More Saving SMSFs from the spruikers
Borrowing to invest is more attractive when interest rates are low. Is now a good time to do it?
“Get your cheap investment debt here!” When said like that, it almost sounds alluring, like “shoe sale”, or “golf club clearance”. But the cost of borrowing money for investment isn’t … Read More Borrowing to invest is more attractive when interest rates are low. Is now a good time to do it?