I call it “rewiring my brain”. And I’ve had to do it a bunch of times since 1999 – when I first decided an aspect of my life needed an … Read More Money habits are developed from a young age? How do you go about changing any bad habits?
All posts by Bruce
A million reasons to watch SMSFs
SUMMARY: SMSFs continue to do what they know best – make sure that their own best interests are being looked after. UNDERDOG status is something with which DIY super funds … Read More A million reasons to watch SMSFs
Getting started in investing is often the biggest hurdle. How much money do you need to take the plunge?
You don’t need money! You need a mindset! One big cup of concrete to harden up, mixed with another cup of one of those sandshoe slogans. About doing it, just. … Read More Getting started in investing is often the biggest hurdle. How much money do you need to take the plunge?
Bust the backroom deal and take super control
The best things in life – like a hug from your kids – are free. But, sadly, you can’t survive on free stuff, without turning to crime and pinching everything … Read More Bust the backroom deal and take super control
If only I knew then…
I’d like to bump into myself in the street 20 years ago, but right now. That would be right cool. And rather enlightening. For him. Of course, if I did, … Read More If only I knew then…
The franking credit fallacy
SUMMARY: SMSFs like franked dividends. And as a result, they pay more tax, not less, than regular super funds. The DIY super army is under fire again. Now the claim … Read More The franking credit fallacy
Aussies are often told they don’t care enough about super. When should you start caring?
Well, it’s your money. When do you think you should start caring about it? Your answer should be “now”. Followed by: “Okay, so what do I do next?” Australians, on … Read More Aussies are often told they don’t care enough about super. When should you start caring?
SGC freeze frame
SUMMARY: Government delay on superannuation guarantee puts onus back on YOU to look after YOUR super. THE Government gave a big shove to super this week – pushing super increases … Read More SGC freeze frame
Rice Warner urges rethink on super pensions structure
SUMMARY: Rice Warner proposes a copy of SMSF pension investment strategies in middle of a super ideas fest. I think these chartered accountants mob might have a point. Perhaps it’s … Read More Rice Warner urges rethink on super pensions structure
Act first and beat maddening crowd
I’ve got a fair bit of contrarian in me. It comes from the same part of my brain that screams: “I hate crowds”. I like people, just not lots of … Read More Act first and beat maddening crowd