(03) 9020 2905They’re awesome! Free flights, Christmas shopping paid for, wine deliveries … and it doesn’t feel like I’m paying for them. And I’m not really. And many others who enjoy the … Read More How do you feel about credit card reward programs, and how do consumers maximise their reward points?
All posts by Bruce
Gearing in DIY funds under threat
SUMMARY: SMSF borrowing arrangements and super tax for higher earners at biggest threat for change for Murray’s FSI final report. High-income earners and super property buyers could be about to … Read More Gearing in DIY funds under threat
The Christmas spending season is almost upon us, so what are three ways to be smart about where our money goes?
Call a family meeting in the backyard. Tell them to close their eyes, as you have a pre-Christmas surprise for them. Unfurl the garden hose and turn the tap on … Read More The Christmas spending season is almost upon us, so what are three ways to be smart about where our money goes?
Think twice about taking a super lump sum
SUMMARY: Wondering what to do with your super at retirement? Look harder at the pension option. Sometimes you need an outsider to come in to critique. Rip what you’re doing … Read More Think twice about taking a super lump sum
Aussies owe more than $50 billion on their credit cards. What are your top three tips for cutting this debt?
WHAT? Whoa! Really? You’re asking me to solve an out-of-control, national, credit-card bingeing problem? How about something simpler? Perhaps stopping Australians drinking beer? Halting the Ebola Virus? Smashing our druglords’ … Read More Aussies owe more than $50 billion on their credit cards. What are your top three tips for cutting this debt?
Sometimes, it’s the little things . . .
Actions and consequences – every one of the former comes with one of the latter. Usually, it’s big actions that have big consequences, while we’re told “don’t sweat the small … Read More Sometimes, it’s the little things . . .
Seven weeks left to sort out your super
SUMMARY: Age pension and health care card changes start on 1 January. It’s not too late to shore yours up. Here’s what to do. There’s a deadline silently sneaking up … Read More Seven weeks left to sort out your super
Food is one of the biggest weekly household expenses. How can you cut your supermarket spending?
Um, bit embarrassing. I think my accreditation to speak authoritatively here has lapsed. The division of labour in our house means I only go to the supermarket five minutes before … Read More Food is one of the biggest weekly household expenses. How can you cut your supermarket spending?
Six super strategies for couples
SUMMARY: Couples working together financially can make one plus one equal more than two. It’s an unusual statistic, though it shouldn’t be overly surprising: Surveys show the widowed are generally … Read More Six super strategies for couples
It’s almost seven years since Australia’s sharemarket hit a record high. When do you think it will get back there?
With the way markets have behaved in the last two months? Possibly next decade. Maybe in another generation’s lifetime. Kidding. However, I don’t have a crystal ball. If I … Read More It’s almost seven years since Australia’s sharemarket hit a record high. When do you think it will get back there?