(03) 9020 2905Property’s popularity is perpetual. And for some damn fine reasons! Well, nearly perpetual – there are times investors rightly shy away. Like all asset classes where bubbles can develop, there … Read More Property investment has always been popular in Australia but is it the best place to put your cash now?
All posts by Bruce
Up S**t Creek? I’ll hand you the paddle!
“Hi, I’m Bruce Brammall. I’m a Shit Creek paddle salesman. When you’re really up Shit Creek, I’ll be the there to hand you the paddle. “If you die, I’ll look … Read More Up S**t Creek? I’ll hand you the paddle!
Exploiting low rates 2: Good numbers for gearing
SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on … Read More Exploiting low rates 2: Good numbers for gearing
Life goes on even if your job doesn’t
I’ve been made redundant once. By my Old Man. I was 20. “Dad, how could you? Without so much as a severance cheque?” As part of his redundancy, they gave … Read More Life goes on even if your job doesn’t
Debt can be a huge burden so how do you survive bad debts and even bankruptcy?
I don’t believe in bad debt. I believe in the “DOG” of debt. There’s “dumb”, “okay” and “great” debt. People use dumb debt to buy the stuff that doesn’t make … Read More Debt can be a huge burden so how do you survive bad debts and even bankruptcy?
Motivation is often lacking when it comes to managing money. What motivates you the most?
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to … Read More Motivation is often lacking when it comes to managing money. What motivates you the most?
The Easter break is great fun but also provides a little time to review money matters. What should you be doing?
AAAWW, come on! It’s Easter! Seriously? It’s a long weekend for chillaxing with the family. A long weekend for letting go. A long weekend to celebrate carbs in all their … Read More The Easter break is great fun but also provides a little time to review money matters. What should you be doing?
A superannuation slap?
SUMMARY: A superannuation slap? Stand by for broken promises on super, probably in property. Given a choice between being slapped in the face and not being slapped in the face, … Read More A superannuation slap?
Beware the beaut deal
I’VE always thought that I was pretty smart when it came to buying cars. But maybe I’m just a cheapskate. In more than 25 years of driving, I’ve bought just … Read More Beware the beaut deal
What are three good places to stash any surplus cash you may be lucky to receive?
“LUCKY to receive?” Whaaaat? Outside of the track, lotto, scratchies and an inheritance, there’s usually no luck involved in having “surplus” money! Savings are usually the result of considerable work … Read More What are three good places to stash any surplus cash you may be lucky to receive?