Disasters strike, occasionally. They just do. And personal experience here says lightning can strike more than once. I’m, um, let’s say, 40-something. And in those years, I’ve had cause to … Read More Claim time – don’t shoot yourself in the foot
All posts by Bruce
Insure and hope you don’t need it
Being diagnosed with a potentially deadly health condition in your 20s holds no positives. Not for the person whose lap it falls on. Not for their partner. Nor their children. … Read More Insure and hope you don’t need it
Want to save money? Act like a business and sell your kids
Big businesses constantly assess their balance sheets. They are always tinkering with what to keep on balance sheet. And what to bugger off it. Often, they will conclude to sell … Read More Want to save money? Act like a business and sell your kids
Avoid a super contributions trap
SUMMARY: Getting around the traps to super contributions pre- and post-65. Getting money into super can be confusing, particularly for those at, or getting toward, the end of your working … Read More Avoid a super contributions trap
Internet scams and fraud are rife. What can you do to protect yourself?
Oh, I yearn for the good old days, when robbers had to pickpocket you in the street, or sedate your dog before ransacking the home. They’re now so lazy, they … Read More Internet scams and fraud are rife. What can you do to protect yourself?
Helmets on property investors! Worse lies ahead.
Keep your helmets on, investors – this is probably only a short break in hostilities. We’re still under attack. And the battles, on several fronts, aren’t likely to be over … Read More Helmets on property investors! Worse lies ahead.
What are some of the most important things you should know about your super?
Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But … Read More What are some of the most important things you should know about your super?
SMSFs are not paid to panic
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know … Read More SMSFs are not paid to panic
Health insurance: why should you have it and what should you look for?
We’ve got it. We don’t use it much. And with respect, health insurers make their story a hard one to sell. The insurers’ premiums go up by multiples of inflation … Read More Health insurance: why should you have it and what should you look for?
Your five best tips to cut your energy bills
Cripes, the first two tips are easy, if drastic. Don’t partner up. And definitely don’t have children. The energy company must hate it when I’m … Read More Your five best tips to cut your energy bills