“Can’t you afford to drive something better than that? What the hell is it?” (One expletive has been downgraded from that quote.) The Holden Epica is tough to recognise, because so few have sold. It sorta resembles a Commodore from “Honey, I Shrunk the Kids”. Or a Cruze beefed up on Hulk Hogan’s cast-off ’roids. […]
PORTFOLIO POINT: A death-tax removed! A major tax win for super pensions was a pleasant surprise in the recent mini-budget. How often would a government tell the Tax Office to back off on legitimate revenue raising? In terms of animal species, it would certainly be classed as “rare”. It would probably be considered “endangered” if […]
The “best” advice is rarely free. And “free” advice is rarely the best. To quote Tom Hanks in Apollo 13, “Houston, we have a problem”. The best advice is tailored to your situation. And that’s generally going to involve a financial adviser and a cost. It’s one-on-one stuff. Advisers don’t work for free, but are […]
I’m guessing that when a small child urinates in a public pool, as they do, they’re thinking: “Hey, who’s going to notice one little wee in a pool this big?” “Even if I peed 2.7 times, who’s gonna know?” The little brats, sadly, are spot on. We won’t notice. The problem with public pools is […]
You know, I know where this question wants us to go. But I’m just not sure that it’s right. The obvious answer? “They forget about the unbreakable relationship between risk and reward. And they forget about pain.” But is it forgetting, if you’ve never experienced it before? Every time a stock market really, really soils […]
Investment Wars, episode whatever. Cue the starting rolling credits. “In the never-ending battle of good over evil, of investment performance over opportunity cost, for positive returns over capital losses, in the hope that financial dreams triumph over budgetary nightmares …” Today, I bring you the most powerful investment philosophy of all time. Bizarrely, and sadly, […]
Oh, no, no, no! That’s not the right question. Try these. Would you rather cycle across town … or take a chopper? Do you want to holiday at home … or in strange/exotic foreign locations? Would you rather eat toast … or phantasmagorical street-vendor food in Phnom Penh? Bikes, downtime at home and toast are […]
PORTFOLIO POINT: Have Australians “outsmarted” superannuation? Here’s a compelling argument for compulsory annuities. What happens when the best of intentions from our elected representatives is beaten by the people’s own mathematical ingenuity? What if someone forces you to save money against your will, but given the knowledge that those savings will eventually become yours, you […]
Or, I could ask, which one would you rather slap in the face with a huge cream pie? Easy! Boomers, of course. They got everything delivered to them. They raped and pillaged the planet. They created financial disaster after economic catastrophe. Actually, I don’t believe that. All up, Boomers have done a pretty good job […]
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