Debt Man #51 jan2013
PORTFOLIO POINT: Take a moment to be thankful for returns in calendar 2012. Now, focus on what you need to do in 2013. In recent years, it’s been rare that SMSF trustees have had so much to be pleased with when it comes to performance. And returns in 2012 were something to put a smile […]
A good prank call … ah, it can be a world of fun? Bart Simpson versus barkeep Moe? Classic comedy! Hours of laughter. However, as we’ve recently witnessed, it can, literally, turn deadly. The Sydney DJs and the royal pregnancy prank phone call have altered FM radio forever. I’m thinking anti-coal campaigner Jonathan Moylan was […]
I feel like Homer Simpson at this time of year. Um, actually, maybe “I look like” Homer Simpson. After 25 Christmas parties in 25 days, I can’t see my belly button. I’ll tackle that in January. What I need help with is … what is that thing in my navel? Is it just useless fluff? […]
Little DebtBoy starts school next year. He’s more excited about it than Christmas. More than anything, I’m desperate for him to love learning. If I can instil in him a passion for knowledge, my most important job as a dad will be done. Constant learning deepens your understanding of everything – even outside the area […]
Newton’s Third Law of Interest Rates: “For every cheer, someone sheds a tear.” I know, there’s no such thing. Sir Isaac was no economist (the dismal science). He was a physicist (something that deals in relative certainty). But you could convert all three of his laws of motion into equally accurate money rules. Most notably […]
Hey, I’m no Grinch. Well, maybe a little. I love Christmas, but I do believe we’ve fallen Lock, Stock and Two Smoking Barrels for this whole present giving thing. Seriously, it’s like we’ve got a gun at our heads at the cash register! Since hearing an “alternate” story about the fat red-suited dude at age […]
Debt Man #50 dec2012
PORTFOLIO POINT: Numbers on post-retirement asset switching show SMSF retirees actually do de-risk their portfolios as they age. The shift from being a part of the workforce to being retired is a momentous decision in the life of anyone. Some cope with the transition really well. Others don’t. Most, as I wrote about here (15 […]
By selling my children. And maybe also a kidney. That will both keep a lid on spending, and raise some bucks at this most expensive time of year. Sure, saying farewell will be sad. Maybe I can arrange visitation rights. Will the guy who buys my kidney want to catch up for coffee? Kids add […]
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