SUMMARY: SMSFs like franked dividends. And as a result, they pay more tax, not less, than regular super funds. The DIY super army is under fire again. Now the claim … Read More The franking credit fallacy
Tag Archives: Superannuation
SGC freeze frame
SUMMARY: Government delay on superannuation guarantee puts onus back on YOU to look after YOUR super. THE Government gave a big shove to super this week – pushing super increases … Read More SGC freeze frame
Rice Warner urges rethink on super pensions structure
SUMMARY: Rice Warner proposes a copy of SMSF pension investment strategies in middle of a super ideas fest. I think these chartered accountants mob might have a point. Perhaps it’s … Read More Rice Warner urges rethink on super pensions structure
Renewed threat to SMSF property gearing
SUMMARY: Is the end nigh for SMSF property gearing strategies? If you’ve been considering making a geared property investment inside a SMSF for a while, I don’t know that I … Read More Renewed threat to SMSF property gearing
Watch out: You’re now a sophisticated SMSF
SUMMARY: ASIC lowers the bar. Now more than half of all SMSF trustees will be considered sophisticated. Self-managed super fund trustees are used to fending for themselves and, reasonably successfully, … Read More Watch out: You’re now a sophisticated SMSF
Super wealthy in the firing line
SUMMARY: Proposals to limit mega-SMSFs are becoming more frequent and getting smarter. There was a belief before the last election that an incoming Coalition government would be a reversal of … Read More Super wealthy in the firing line
Saving SMSFs from the spruikers
SUMMARY: Super and property – more ideas surface to stop the shonks, while Senator Xenophon needs to pull his head in. In any arena, most people play by the rules … Read More Saving SMSFs from the spruikers
Deferred annuities: A timely review
SUMMARY: Finally, we’re going to get serious about super retirement income-stream products. It’s been a concern of the industry for a long time. When it comes to turning on an … Read More Deferred annuities: A timely review
Did you beat the super benchmark?
SUMMARY: Did you have a good year as investment manager for your SMSF? The answer is “no” if your portfolio didn’t return 13.8%. It’s not just double digits for the … Read More Did you beat the super benchmark?
How to avoid a super death tax
SUMMARY: Protecting your family from super’s death tax can take a little planning. Superannuation, on the surface, is about saving for your retirement. In fact, that aim is actually enshrined … Read More How to avoid a super death tax