(03) 9020 2905It’s about this time of year that I become thankful. If I’m writing this, my liver held out for another summer. Come February, we’ve still got warmer weather. And the … Read More Lessons learnt — let’s dive back in
Tag Archives: Property
What are three consumer insurance products that most people can do without?
When life turns all pear-shaped, the “Great Grudge Purchase” is the thing you’re glad you bought. Or wished you’d had. Insurance is a crucial element of protecting your finances. You … Read More What are three consumer insurance products that most people can do without?
The nine risks for DIY fund operators in 2016
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, … Read More The nine risks for DIY fund operators in 2016
Lending to your SMSF? Look out
SUMMARY: SMSFs who were pushing the boundaries on 0% related-party loans face big tax penalties from the ATO. When the Tax Office wants to close a door, they’ve been known … Read More Lending to your SMSF? Look out
Morphing mortgage from millstone to firm friend
When you decide that you really hate something, it’s funny how you can see all of the faults so much more clearly. Like the snivelling moron you sit next to … Read More Morphing mortgage from millstone to firm friend
Gearing in DIY funds under threat
SUMMARY: SMSF borrowing arrangements and super tax for higher earners at biggest threat for change for Murray’s FSI final report. High-income earners and super property buyers could be about to … Read More Gearing in DIY funds under threat
Think twice about taking a super lump sum
SUMMARY: Wondering what to do with your super at retirement? Look harder at the pension option. Sometimes you need an outsider to come in to critique. Rip what you’re doing … Read More Think twice about taking a super lump sum
Six super strategies for couples
SUMMARY: Couples working together financially can make one plus one equal more than two. It’s an unusual statistic, though it shouldn’t be overly surprising: Surveys show the widowed are generally … Read More Six super strategies for couples
June 30 is here: Let’s get drunk and do something sensible
Bruce Brammall Debt Man It’s here! Woo-hoo! June 30 – the end of the year. In financial terms, today is the big one for all matters finance. Slate gets … Read More June 30 is here: Let’s get drunk and do something sensible
Super… nest egg, not nest
SUMMARY: No. No! NO! Ignore this nonsense about accessing super early to buy homes. It’s dumb on many levels. Australians should not be able to access their super funds to … Read More Super… nest egg, not nest