(03) 9020 2905SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
Tag Archives: financial advice
Wasting money can be worse than failing to save any. What three things have you regretted wasting money on?
I’d like to think I haven’t wasted too much money in my life. So I asked some mates. Fox: “Two guppies that lasted three days”. Voodoo: “Cars”. Risky: “Ex-wife. First … Read More Wasting money can be worse than failing to save any. What three things have you regretted wasting money on?
Private health insurance premiums are on the rise so how do you make sure you’re not paying too much?
They say bad luck comes in threes. But when it comes to your health, a single event can be devastating. I’ve seen incredibly fit people get knocked for six health … Read More Private health insurance premiums are on the rise so how do you make sure you’re not paying too much?
Buying property a 10-year game
If you understand one fundamental “law of life”, making improvements to your lot becomes so much simpler. That law is this: “No long-term good ever comes without sacrifice”. Ever lost … Read More Buying property a 10-year game
How often should you think about changing the investments you hold in superannuation?
Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my … Read More How often should you think about changing the investments you hold in superannuation?
Federal Budget: Can super tax concessions be saved?
SUMMARY: Pressure is building for major change on retirement incomes. Which bitter pill will we be asked to swallow? We must be in Budget kite-flying season again. That time … Read More Federal Budget: Can super tax concessions be saved?
Mortgage rates remain at historical lows. How you can make the most of them?
Don’t cheer too hard. Leave the champagne on ice. Suck up to the boss. Batten down hatches. Interest rate cuts, sure, are like a pay rise. Sort of. Sadly, they … Read More Mortgage rates remain at historical lows. How you can make the most of them?
Property in a DIY fund can be a monstrous investment
SUMMARY: Low interest rate warning for SMSFs and potential property investment. Just when you thought the bonfire was fizzling out, the Reserve Bank throws on a little fuel. The Reserve … Read More Property in a DIY fund can be a monstrous investment
Self-managed super is growing in popularity for all age groups. But how do you know if it is right for you?
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin … Read More Self-managed super is growing in popularity for all age groups. But how do you know if it is right for you?
Avoiding super estate problems
SUMMARY: Who gets your super when you die? You might be surprised that your wishes won’t necessarily be followed. The perfect plan for your superannuation would see it to last … Read More Avoiding super estate problems