I love modern society. It’s awesome. Everything is immediate. Waiting? B-a-a-h! We can work from home in our Reg Grundies, choose from 10,000 TV channels and video call our overseas … Read More Group buying websites are sprouting up everywhere. What are your tips for avoiding the traps?
Should couples have joint or separate bank accounts? What works best?
Great. Let’s throw some divisive domestic distributions into the mix of these Generations questions. What am I? A marriage counsellor? You’re making me Danny DeVito between Michael Douglas and Kathleen … Read More Should couples have joint or separate bank accounts? What works best?
SMSF inflow eases
PORTFOLIO POINT: Your super contributions have slumped further! What you’re putting in now is down a full one-third on two years ago. Tell me why. What’s the story with your … Read More SMSF inflow eases
Goal setting is important, so what are three key financial goals for your generation?
Be an intergalactic rock/sport/film star. Be as rich as Bill Gates. Then self-implode in a dazzling global media-frenzied meltdown, like Charlie Sheen. Oh, hang on … that was teenage-hood. Have … Read More Goal setting is important, so what are three key financial goals for your generation?
RBA and Melbourne Cup
If anybody thinks that the Melbourne Cup is actually about horses and jockeys and trainers … I’m here to tell you, you’re dreamin’. It’s about money. Obscenely large amounts of … Read More RBA and Melbourne Cup
DIY fund’s deft footwork
PORTFOLIO POINT: There has been a ferocious shift to defensive assets in recent months. Are you leading, following, or ignoring the trend? In a few days – November 1 – … Read More DIY fund’s deft footwork
Capital gains tax can cost investors tens of thousands of dollars, so how can you minimise it?
Here’s the more important question … oh, Capital Gains, WHEREFORE ART THOU? You’ve been gone too long! We miss thee. We’ve learned our lesson. All is forgiven. Please come back! … Read More Capital gains tax can cost investors tens of thousands of dollars, so how can you minimise it?
Make the most of CCs
PORTFOLIO POINT: Concessional contributions are the base of super. Current rules mean your contribution limits are wasted if you don’t use them each year. Are you making the most of … Read More Make the most of CCs
Manage your wealth
“EX-TER-MI-NATE! Debt is the devil! It will kill you! You must not relax until all debt has been eliminated! Cancel worldly pleasures until debt is destroyed!” Um … you’re not … Read More Manage your wealth
New financial scams are being developed at a disturbing rate. What are the most dangerous scams for your generation?
Seriously? Trick question, right? There is only one “scam” almost universally common to Gen Xers. The most disturbing of them all. Tin lids! Kids don’t just vacuum your wallet empty … Read More New financial scams are being developed at a disturbing rate. What are the most dangerous scams for your generation?