(03) 9020 2905The stakes are high, the gearing a bit dizzy … it’s a love affair that keeps Australians smitten, even though so many are so bad at this game. Property … Read More Property pitfalls to steer clear of
SMSFs and mortgage decisions
Bruce Brammall, 11 October 2017, Eureka Report SUMMARY: Interest-only or principal and interest for your SMSF loan? This decision for SMSFs has become collateral damage, so here’s what to … Read More SMSFs and mortgage decisions
Chill – A housing apocalypse is not coming
If you want to scare the crap out of yourself, just for fun, go google “mortgage stress”. I did. Turns out catastrophe is about a heart beat away. Apparently, … Read More Chill – A housing apocalypse is not coming
Think outside the SMSF square
Bruce Brammall, 4 October 2017, Eureka Report SUMMARY: Asset allocation has become a whole-of-wealth game since 1 July. Have you put enough thought into it? The new … Read More Think outside the SMSF square
The super cases for insurance
SUMMARY: Insurance is an important consideration in super, despite industry arguments. Here’s what you need to consider. Life insurance is fighting a rising tide of discontent, predominantly caused by … Read More The super cases for insurance
Into super or into your home?
SUMMARY: Into your super or into your home? Where do you plough excess savings? Something left over after all the bills are paid is generally the aim of the game. … Read More Into super or into your home?
Cash as king is dead. Where to now for the folding stuff?
With a world of investment opportunity out there … why would anyone focus their attention on interest rates on savings? Why? Sadly, because everyone still needs to hold … Read More Cash as king is dead. Where to now for the folding stuff?
The ATO raises the TBAR on pension reporting
SUMMARY: Real-time reporting of pension income streams is coming. Here’s what you need to start thinking about. TBAR sounds like something your kids (or grandkids) might … Read More The ATO raises the TBAR on pension reporting
DIY super needs a hands-on approach
SUMMARY: Do you really know the asset allocation of your SMSF? Sit down and figure it out. And be ruthless. The plight of the DIY super trustee … Read More DIY super needs a hands-on approach
Behind-the-scene look at advisers
Here’s an unlikely financial advice question: “Where does your favourite pizza come from?” When we last moved house, we moved out of delivery range of my favourite pizza delivery … Read More Behind-the-scene look at advisers