Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my … Read More How often should you think about changing the investments you hold in superannuation?
Category Archives: The Daily Telegraph
Mortgage rates remain at historical lows. How you can make the most of them?
Don’t cheer too hard. Leave the champagne on ice. Suck up to the boss. Batten down hatches. Interest rate cuts, sure, are like a pay rise. Sort of. Sadly, they … Read More Mortgage rates remain at historical lows. How you can make the most of them?
Self-managed super is growing in popularity for all age groups. But how do you know if it is right for you?
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin … Read More Self-managed super is growing in popularity for all age groups. But how do you know if it is right for you?
What are three consumer insurance products that most people can do without?
When life turns all pear-shaped, the “Great Grudge Purchase” is the thing you’re glad you bought. Or wished you’d had. Insurance is a crucial element of protecting your finances. You … Read More What are three consumer insurance products that most people can do without?
Australia Day is fun but it signals the end of the summer holiday season so what money matters should you be working on?
After a beach holiday spent with “classy bogan” (well, they think they are) mates, with music suggesting we were trying to recreate the summer of 1985 … Returning to work? … Read More Australia Day is fun but it signals the end of the summer holiday season so what money matters should you be working on?
Children’s savings accounts can be tricky. How do parents make sure they’re getting the best deal?
DANG! A job on my to-do list! This is my kids’ age group and a conversation I need to have with them. It will go hand-in-hand with DebtBoy and DebtGirl … Read More Children’s savings accounts can be tricky. How do parents make sure they’re getting the best deal?
It’s time to turn over a new financial leaf. What money matters should you be focussing on in 2015?
CONFUCIOUS say: “Focus long enough on financial problem, it go ‘poof’ and disappear.” Okay, the great philosopher did not say that. He’s way smarter. All the focus in the world … Read More It’s time to turn over a new financial leaf. What money matters should you be focussing on in 2015?
Most of us overindulge at Christmas. What are your tips for having a fun and happy silly season without the financial hangover?
NAH! Go the whole hog! Literally. Buy the fattened pig! It’s the annual Christmas spendathon. Make it your mission to kick-start the economy. Why deny retailers a little Christmas joy? … Read More Most of us overindulge at Christmas. What are your tips for having a fun and happy silly season without the financial hangover?
What are the best ways for people to save money on their life insurance?
Let’s start easy – no insurance at all will save thousands of dollars a year. And if you’re a nihilist, don’t really love your spouse and kids, or believe … Read More What are the best ways for people to save money on their life insurance?
Are travel money cards a good idea for Australians planning to holiday overseas?
On my first big overseas trip, back in the mid 90s, I loaded up my credit card with cash. While I was drawing on my savings, I made cash advances … Read More Are travel money cards a good idea for Australians planning to holiday overseas?