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“LUCKY to receive?” Whaaaat? Outside of the track, lotto, scratchies and an inheritance, there’s usually no luck involved in having “surplus” money! Savings are usually the result of considerable work … Read More What are three good places to stash any surplus cash you may be lucky to receive?
Nothing, apparently. Not my kids. No way. And even if they could, it would, at best, only be the bad habits learned from watching Mrs DebtMan burning the plastic fantastic … Read More Education is not always one-way traffic from parent to child. What can kids teach their parents about money?
I’d like to think I haven’t wasted too much money in my life. So I asked some mates. Fox: “Two guppies that lasted three days”. Voodoo: “Cars”. Risky: “Ex-wife. First … Read More Wasting money can be worse than failing to save any. What three things have you regretted wasting money on?
They say bad luck comes in threes. But when it comes to your health, a single event can be devastating. I’ve seen incredibly fit people get knocked for six health … Read More Private health insurance premiums are on the rise so how do you make sure you’re not paying too much?
Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my … Read More How often should you think about changing the investments you hold in superannuation?
Don’t cheer too hard. Leave the champagne on ice. Suck up to the boss. Batten down hatches. Interest rate cuts, sure, are like a pay rise. Sort of. Sadly, they … Read More Mortgage rates remain at historical lows. How you can make the most of them?
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin … Read More Self-managed super is growing in popularity for all age groups. But how do you know if it is right for you?
When life turns all pear-shaped, the “Great Grudge Purchase” is the thing you’re glad you bought. Or wished you’d had. Insurance is a crucial element of protecting your finances. You … Read More What are three consumer insurance products that most people can do without?
After a beach holiday spent with “classy bogan” (well, they think they are) mates, with music suggesting we were trying to recreate the summer of 1985 … Returning to work? … Read More Australia Day is fun but it signals the end of the summer holiday season so what money matters should you be working on?
DANG! A job on my to-do list! This is my kids’ age group and a conversation I need to have with them. It will go hand-in-hand with DebtBoy and DebtGirl … Read More Children’s savings accounts can be tricky. How do parents make sure they’re getting the best deal?