(03) 9020 2905If you’re not in control of your credit card, you’re not really in control of your financial life. An over-the-top generalisation? Actually, it’s not. … Read More Credit card limits are cancer for home financing
Category Archives: Articles
Super gearing may be on borrowed time
SUMMARY: Gearing-in-super issues continue to be touched up in the lead up to 30 June. Things are getting interesting in the … Read More Super gearing may be on borrowed time
Where SMSFs fit in the property debate
SUMMARY: SMSF property investors are not the enemy of first home buyers. Property and superannuation are top of the pops at the moment – barely a TV news bulletin … Read More Where SMSFs fit in the property debate
Get into the spouse super juggling act
SUMMARY: Five strategies for couples to even up super balances this year, if they can act quickly. Fatigue has set in. And some barely repressable anger. … Read More Get into the spouse super juggling act
Kill and maim to get point across
In order to get my point about insurance across forcefully to a mum and dad, I usually need to kill one of them. To get singles on board, I either … Read More Kill and maim to get point across
Don’t lose out by default
Default insurance coverage inside super is fuelling a dangerous “she’ll be right, mate” attitude to protection among Australian families. Too many Australians see some minor levels of … Read More Don’t lose out by default
Super Advice: Your burning super and pension questions answered
SUMMARY: The most common questions being asked in the lead-up to 30 June and the big-bang changes. Question: How can I maximise how … Read More Super Advice: Your burning super and pension questions answered
Mixing super & property : The combo is the stuff nightmares are made of
If you wanted to get an Australian all hot and steamy over finances, there would be two essential elements to your … Read More Mixing super & property : The combo is the stuff nightmares are made of
Super is not a housing affordability solution
SUMMARY: SMSF property investors need to keep a self-interested eye on the current housing affordability debate. Aha. It must, officially, be time to hyperventilate over property prices. The … Read More Super is not a housing affordability solution
A powerful pension top-up strategy
SUMMARY: Get acquainted with partial commutations. They are going to be critical for SMSFs in the near term. Changes to the law often mean the death to some … Read More A powerful pension top-up strategy