SUMMARY: Have SMSFs peaked? One big industry fund claims to be stealing SMSF business, but ATO statistics are not supportive. Are Australians “over” DIY super? Have we tired of the work involved in running our own super funds? Australian Super claims self-managed super fund trustees are waving a white flag and saying that it’s all […]
SUMMARY: Looking for a potential win in this bleak market? It’s time to reacquaint yourself with in-specie transfers into super. If there are any rays of sunlight poking through this stock market, then they haven’t been particularly bright. The odd stock here and there has sparkled. But so many perpetual favourites have been smashed. So […]
SUMMARY: SMSFs face greater restrictions in 2016 for borrowing to buy property. The banking regulator didn’t just bark a little in 2015. It bared its teeth and showed it knows how to bite hard. While we didn’t get to hear the bark of the Australian Prudential Regulation Authority because it was behind closed doors of […]
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, the odd threat, but little to no action. The lack of big changes in recent years has been welcome, given the turmoil of the […]
SUMMARY: Industry Super Australia is throwing mud at SMSFs. Hopefully it doesn’t stick, because it’s ridiculously inaccurate. All super lobby groups have a duty to protect their stakeholders. But Industry Super Australia’s latest attack on SMSFs is plain ignorant at best and deliberately misleading at worst. ISA’s report, called “Refocus” is a supplementary submission for […]
SUMMARY: Siren call of property is a Greek tragedy that is claiming far too many SMSF victims. Here’s how to save yourself. The single greatest threat to newbie self-managed super fund trustees continues to be geared property investment. It is a Greek tragedy. The luring song of the property spruiking sirens have been calling out […]
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know something about you. You’re fully invested in cash. And while that has served you well in the last fortnight, it’s been a number of years […]
SUMMARY: Low interest rate warning for SMSFs and potential property investment. Just when you thought the bonfire was fizzling out, the Reserve Bank throws on a little fuel. The Reserve Bank’s surprise interest rate cut last week will, no doubt, have property players frothing at the mouth. Or, perhaps, knocking the top off a frothy […]
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin to join the trendoids with the latest shades, shoes, or road bike. SMSFs are not just about taking investment control of your super. Running a […]
SUMMARY: Who gets your super when you die? You might be surprised that your wishes won’t necessarily be followed. The perfect plan for your superannuation would see it to last you until the day you die. But what happens if you pass away first? If you die and there’s superannuation still left, who is going […]
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