PORTFOLIO POINT: The countdown to 30 June has started. Here’s your SMSF preparation checklist to make the most of this year. While superannuation isn’t a race, there are aspects of it that take on great urgency at times. And, for those who run their own SMSF, that’s especially true. Leaving everything to the last minute […]
PORTFOLIO POINT: In-specie share transfers will become less appealing and more expensive for SMSFs post June 30. So you might want to act now. Every time rules change, opportunities present themselves. And superannuation rules change constantly. The “opportunities” can flash by. In February (8/2/12), I warned that gearing for SMSFs in property could end later […]
PORTFOLIO POINT: Want financial advice on retirement, pensions or Centrelink entitlements? Read this before you make your first phone call. You wouldn’t have believed some of the squealing that followed the release of the latest adviser shadow shopping report. Responses from advisers included gems such as “staggered with the arrogance of ASIC” and “why not […]
PORTFOLIO POINT: Four things you need to check to make sure more of your super keeps on breathing after you stop. The prime driver for people getting into self-managed super funds is control. In rough order, of the types of control that SMSF trustees want to exert, it’s usually control over investments, control over tax […]
PORTFOLIO POINT: It’s not quite as simple as “insert pension, press play”. So how do you “flick on” a pension in your SMSF? Pensions are, literally, what super is all about. The provision of retirement benefits is numero uno on the definition of superannuation’s sole purpose test. It’s the end game. But it’s an end […]
PORTFOLIO POINT: A super opportunity could be closing. If you were thinking it’s for you, you’ll need to get started very, very soon. Like sands through the hourglass … a two-year egg timer started flowing in the last few months of calendar 2010. The last grains are due to fall through later this year. It […]
PORTFOLIO POINT: These assets stay here. Those assets go there. Segregation within SMSF can lead to better tax outcomes. The word “segregation” has some nasty connotations, most usually associated with policies of entrenched racism. South Africa under apartheid and the deep south of the United States pre- and post-Civil War are infamous examples. Less nasty, […]
PORTFOLIO POINT: Have your cake and eat it too – combining salary sacrifice with a transition to retirement strategy. “Hey Dad, there’s some bloke here at Eureka Report who reckons there’s a super strategy that allows you to both have more money in your hand each month AND still get more money in your super […]
PORTFOLIO POINT: Share the SMSF love. Taking a joint perspective to contributions strategies can be far more effective. Building your superannuation nest-egg can be a lonely challenge, not unlike trying to climb Mt Everest. Sure, you can surround yourself with committed like-minded people. But you’d better believe they will order you back down with a […]
PORTFOLIO POINT: The temperature is rising in SMSF-land. Time to apply some protection. Here’s 12 do’s and don’ts to get you prepared for 2012. It’s looking like another daunting year for investors. If you’re shaking in your boots at the prospect for returns, you won’t be alone. Europe’s sovereign debt woes are here for a […]
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