Bruce Brammall, The West Australian, 29 January 2024 Sometimes you’ve got to just rip the Band-Aid off. Too much time passes from when you start to think about a decision you know you need to make, or accept, and actually implementing that decision. Everyone has stuff in your life that, right now, you’re yet to […]
Bruce Brammall, The Australian, 24 December, 2023 The last week before Christmas can be a tough one to get through – mentally and physically draining. It seemed like everyone I spoke to was falling over the line, just trying to get through to today, Christmas Eve. Sure, some jobs can be fairly cruisey heading into […]
Bruce Brammall, The Australian, 12 November, 2023 Whenever you decide that you like something enough to want to become really good at it, what do you do? You study it. You find out what the real point of it is. You listen to the experts. You find out what separates the great from the good. […]
Bruce Brammall, The West Australian, 9 October, 2023 Debt Man There’s little harder than reprogramming your brain to do what it really doesn’t want to naturally do. Telling your brain to say “go”, when every muscle in your noggin is saying “no” … when everyone around you is saying to do one thing, making the […]
Bruce Brammall, The Australian, 30 July, 2023 Superannuation is usually seen as an individual’s life-long struggle to work the odds, to create their best retirement. But if you’re part of a couple, continuing to play the super game as a single means you’re probably missing opportunities. You don’t know, or haven’t read, the rules properly. […]
Bruce Brammall, The Australian, 16 July, 2023 Some statistics deliver a brutal, stinging, reality. They hit home, right in the guts. Giving you life regrets, priorities you maybe got wrong. I saw some the other day about parenting that did exactly that. Sat me on my bum. By the time your kids are 12, you […]
Bruce Brammall, The Australian, 3 July, 2022 Determination. Like so many aspects of life, it’s the key to building wealth and creating a better lifestyle for Future You. Those who want change bad enough will make it happen. They start channelling improvement and change comes. Sometimes it comes from wanting something better. And sometimes it […]
SUMMARY: How did you fare as a SMSF investment manager in FY16? To prove your worth, the number you needed to beat … was 5.05%. A positive return in your self-managed super fund was probably just a dream for most of the last financial year. Australian shares got crunched in July, then pounded in January […]
SUMMARY: Have SMSFs peaked? One big industry fund claims to be stealing SMSF business, but ATO statistics are not supportive. Are Australians “over” DIY super? Have we tired of the work involved in running our own super funds? Australian Super claims self-managed super fund trustees are waving a white flag and saying that it’s all […]
SUMMARY: Looking for a potential win in this bleak market? It’s time to reacquaint yourself with in-specie transfers into super. If there are any rays of sunlight poking through this stock market, then they haven’t been particularly bright. The odd stock here and there has sparkled. But so many perpetual favourites have been smashed. So […]
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