SUMMARY: Have SMSFs peaked? One big industry fund claims to be stealing SMSF business, but ATO statistics are not supportive. Are Australians “over” DIY super? Have we tired of the work involved in running our own super funds? Australian Super claims self-managed super fund trustees are waving a white flag and saying that it’s all […]
SUMMARY: Looking for a potential win in this bleak market? It’s time to reacquaint yourself with in-specie transfers into super. If there are any rays of sunlight poking through this stock market, then they haven’t been particularly bright. The odd stock here and there has sparkled. But so many perpetual favourites have been smashed. So […]
SUMMARY: SMSFs face greater restrictions in 2016 for borrowing to buy property. The banking regulator didn’t just bark a little in 2015. It bared its teeth and showed it knows how to bite hard. While we didn’t get to hear the bark of the Australian Prudential Regulation Authority because it was behind closed doors of […]
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, the odd threat, but little to no action. The lack of big changes in recent years has been welcome, given the turmoil of the […]
SUMMARY: Industry Super Australia is throwing mud at SMSFs. Hopefully it doesn’t stick, because it’s ridiculously inaccurate. All super lobby groups have a duty to protect their stakeholders. But Industry Super Australia’s latest attack on SMSFs is plain ignorant at best and deliberately misleading at worst. ISA’s report, called “Refocus” is a supplementary submission for […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
SUMMARY: Siren call of property is a Greek tragedy that is claiming far too many SMSF victims. Here’s how to save yourself. The single greatest threat to newbie self-managed super fund trustees continues to be geared property investment. It is a Greek tragedy. The luring song of the property spruiking sirens have been calling out […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
SUMMARY: Getting around the traps to super contributions pre- and post-65. Getting money into super can be confusing, particularly for those at, or getting toward, the end of your working life. Turning 65 is when getting access to your super is easy. But putting money into super becomes more difficult. But not impossible, under the […]
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really want to strip costs out of the system, the recipe is pretty simple. Recent Super Stream changes are no more than the tip of the […]
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