Bruce Brammall, The West Australian, 9 October, 2023 Debt Man There’s little harder than reprogramming your brain to do what it really doesn’t want to naturally do. Telling your brain to say “go”, when every muscle in your noggin is saying “no” … when everyone around you is saying to do one thing, making the […]
Bruce Brammall, The West Australian, 28 August, 2023 Debt Man Confirmation arrived last week for those who thought governments were plotting a huge raid on Australia’s superannuation pot. The Intergenerational Report delivered the blueprint. Australia’s finances will be in structural deficit for the next two thousand years. People aren’t going to die soon enough. They […]
Bruce Brammall, The West Australian, 31 July, 2023 I see a lot of financial war wounds, a lot of bloodied balance sheets, many shellshocked from their first tour of duty to investing’s front line. Way too many have self-inflicted wounds – avoidable mistakes. Some, sadly, suffer from others’ greed or stupidity. (I’m talking about the […]
Bruce Brammall, The Australian, 16 July, 2023 Some statistics deliver a brutal, stinging, reality. They hit home, right in the guts. Giving you life regrets, priorities you maybe got wrong. I saw some the other day about parenting that did exactly that. Sat me on my bum. By the time your kids are 12, you […]
Bruce Brammall, The West Australian, 14 August, 2023 There are two basic ways of dealing with new challenges in life. There’s the DIY path, or the “nah, I’ll pay someone to do it” path. If you go down the DIY path, good luck. You’ll make some mistakes. Maybe a lot. But there’s a certain amount […]
Bruce Brammall, The West Australian, 6 June, 2023 Australia’s rapidly growing “mortgage prisoner” population, who have felt the noose tightening around their necks, could soon be handed a major reprieve. Hundreds of thousands of borrowers have been trapped with their current lender because of stubbornly rigid refinancing rules, which has stopped them from getting cheaper […]
Bruce Brammall, The West Australian, 13 March, 2023 Raise your hand if, in recent months, you’ve had a Boomer remind you their home loan interest rates were once 18 per cent. If you have a mortgage, keep your hand up if you didn’t (a) swear at them, (b) kick away their walking frame, or (c) […]
Bruce Brammall, The West Australian, 27 February, 2023 If there is such as thing nowadays as “superannuation wars”, I reckon I qualify as a war veteran. I’ve been reporting, and advising, on superannuation now for more than two decades. I’ve filed breaking yarns, and given advice from, the trenches, the field hospitals and, when I […]
Bruce Brammall, The West Australian, 14 November, 2022When markets behave badly – and it hasn’t been much fun in the sandpit this year – there are three broad reactions. The biggest cohort: “Didn’t notice. Don’t care.” Unless it made the front of the paper, it passed them by. The rest do care, but are polar […]
Bruce Brammall, The West Australian, 31 October, 2022 “Get out of the way!” It was a thundering command, usually delivered to my brother or me, as we were in the kitchen foraging for food, while parents were doing important things, such as cooking meals. It eventually became sub-conscious. I hate getting in people’s way. I […]
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