PORTFOLIO POINT: Considering how to protect recent gains? Some trustees might benefit from a shift to a super pension. Stock markets seem to be getting choppy, following a largely stellar run since the middle of last year. After months of gradual rises, the last few weeks has seen daily movements turn jittery again. A big […]
Jennifer Hawkins looks good in anything, right? But how much hotter is she in a swimsuit? Similarly, residential property has always looked sexy in super. Super, like a bathing cozzie, is a skimpy tax environment. Recent superannuation rule changes have put property in a bikini. Now, it’s smokin’ hot! The hottest super model of the […]
PORTFOLIO POINT: The rumblings have not been denied. A super raid seems inevitable in a desperate bid to balance a beaten up budget. That the Federal Government is going to raid superannuation to make a surplus of the current year’s budget is now considered a done deal. How do we know this? Because none of […]
PORTFOLIO POINT: Time to check your salary sacrifice contributions – before you bust out of your limits. The vast majority of Australians don’t think too hard about their super contributions. They show up for work, they get paid, and an extra 9% gets sloshed into their super funds. But for anyone who does actively manage […]
“Price check, aisle four! Price on a medium-sized tropical island, 50-room palace, 100 staff, world-class golf course, an endless supply of Bollinger and Bintang, an airstrip and a dozen watercraft? Oh, and heaps of those electric golf cart thingys.” Could you get bored of that? Um, no. I forgot to mention the Lear jet. Just […]
The Olympics is an interesting armchair spectator sport in a philosophical sense. Every four years, for two weeks, we all become experts in sports we know absolutely nothing about. “Oooh, bad rotation.” “Great double pike with twist!” “Lift your stroke rate girls”. But the Olympics is for all ages. Four years ago, when the Beijing […]
It’s hard to get your super to soar like an eagle when it’s regulated by a bunch of turkeys. And whether the gobblers pulling the strings in Canberra are politicians or public servants matters little. Super will be a lot less so from next month. Forget the recent market gyrations and their impact on your […]
PORTFOLIO POINT: Maximising income streams in retirement can involve financial magic, particularly where Centrelink is concerned Super pension income is tax-effective income. We all know that. It’s just a case of whether it’s tax-free, or tax-advantaged. If you’re over age 60, the income comes to you tax-free. If you’re under age 60, then a super […]
PORTFOLIO POINT: Post-Budget super strategies to combat the latest attack on your retirement nest-egg. I was seething. As should you have been. Sure, I was sitting on a holiday in Bali, having to read the Federal Budget by mobile phone via a sometimes dodgy WiFi connection, but it didn’t temper the anger. A friend sitting […]
A wise man (Daniel be his name) once told me: “accountants organise what’s already happened. Financial advisers organise the future.” And that, dear readers, is today’s exercise. Six weeks till June 30? Plenty of time. Last year, the editor gave us four days! Okay, there’s the short-term “purchasing” advice. Some are able to claim items […]
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