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Tag: Property

Busting the super reforms myths

PORTFOLIO POINT: Let’s bust a few myths about the real losers of last week’s high-end super tax grab. One week out from the new changes to super and the uncertainty as to how everything will really work is no less confusing. There are way too many questions that need to be answered. For that, we’re […]

Age is no barrier to building wealth, but how do you work out the best investments for your age?

THPPPPT! Wealth? Are you serious? Gen Xers are supposed to do that … how? We’re getting married, saving deposits, replacing those savings with monster mortgages, preparing for and then raising midgets, often on one salary … Creating wealth is possible for my generation. Not. Actually, Gen Xers, they’re excuses. And they’re pathetic, like the recent […]

How do you work out how much money you’ll need in retirement, and how do you plan for it?

“Price check, aisle four! Price on a medium-sized tropical island, 50-room palace, 100 staff, world-class golf course, an endless supply of Bollinger and Bintang, an airstrip and a dozen watercraft? Oh, and heaps of those electric golf cart thingys.” Could you get bored of that? Um, no. I forgot to mention the Lear jet. Just […]

Fixed versus variable mortgage rates: how do you work out which one you should choose?

“I know what you’re thinking. Did he fire six shots, or only five … you’ve got to ask yourself one question: ‘Do you feel lucky?’ Well, do ya punk?” Thank you Dirty Harry. Interest rates are that 44 Magnum and getting the fixed rates equation wrong could “blow your head clean off” in a financial […]

Four joint-venture options for your DIY fund

PORTFOLIO POINT: One joint-venture property opportunity, four distinct funding options. If you’ve considered JV property investments in your SMSF, you must read this. Purchasing property inside SMSFs is on the rise. You’ve only got to listen to real estate agents openly talking about how many trustees are signing on the dotted line. There can be […]

Combating fear the way to go for first home buyers

Virgins, it must be said, don’t know what they’re missing. No matter how countless the hours they spend anticipating, fantasising and obsessing about “it”, they simply can’t know what the fuss is about until they’ve actually done it. It’s the same thing with virgins of the first home owner variety. They longingly visit open homes. […]

Clear skies for geared property

PORTFOLIO POINT: SMSF property borrowing gets more appealing, thanks to the ATO’s response to trustee’s queries. It would appear there have been more questions than at a post-grand final press conference on the subject of SMSF property borrowing. But amid all the confusion, the good news is … your side won! Congratulations. Particularly those who […]