Bruce Brammall, The West Australian, 25 March 2024 In the big wide world of investing, there is nothing that discriminates between investors quite like cash. No, I’m not talking about how much of it one person has over the next person. (Some will say that’s discrimination, but this column isn’t going into the weeds on […]

Bruce Brammall, The West Australian, 11 March 2024 No matter where financial markets or economic cycles are at, pessimists and optimists abound in roughly even numbers. It’s like a zero-sum game. Sometimes the weight-of-numbers balance tips a bit towards the pessimists, sometimes the optimists. But over the medium term, it’s a near perfect balance. When […]

Bruce Brammall, The West Australian, 12 February 2024 Sometimes, some people just want a break from change. I get it. Some clean air to be able to consolidate and chill, before rules start moving again. Constant change can be tiring. Especially when it’s often the same obstacle that seem to get moved each year, almost […]

Bruce Brammall, The West Australian, 4 December, 2023 A friend of mine, about this time of year, sits down with his wife, cracks a bottle of wine, and they discuss: “Should I go one more trip around the sun?” The chat is about whether Bill will continue working for another year. He’s in his late […]

Bruce Brammall, The West Australian, 20 November, 2023 There’s a special level of zen required of a parent when trying to successfully teach a teenage child to drive. Those first few hours behind the wheel – driving around vacant car parks, teaching where controls are, the basics of moving, indicating to other drivers, simple turning […]

Bruce Brammall, The West Australian, 6 November, 2023 Have you been deluged by ads and commentary telling you a particular asset class is a screaming buy right now? If you do read some financial material online, and haven’t … you must have adjusted settings on your socials! The calls started getting louder a few months […]

Bruce Brammall, The West Australian, 28 August, 2023 Debt Man Confirmation arrived last week for those who thought governments were plotting a huge raid on Australia’s superannuation pot. The Intergenerational Report delivered the blueprint. Australia’s finances will be in structural deficit for the next two thousand years. People aren’t going to die soon enough. They […]

Bruce Brammall, The West Australian, 31 July, 2023 I see a lot of financial war wounds, a lot of bloodied balance sheets, many shellshocked from their first tour of duty to investing’s front line. Way too many have self-inflicted wounds – avoidable mistakes. Some, sadly, suffer from others’ greed or stupidity. (I’m talking about the […]

Bruce Brammall, The West Australian, 14 August, 2023 There are two basic ways of dealing with new challenges in life. There’s the DIY path, or the “nah, I’ll pay someone to do it” path. If you go down the DIY path, good luck. You’ll make some mistakes. Maybe a lot. But there’s a certain amount […]