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Tag: Offset accounts

A single pot strategy

PORTFOLIO POINT: If you’re over 50, do you treat your super and non-super assets as two pots or one for asset allocation? Here’s an argument for the singular. Simply, the rules are different. Superannuation has one set of rules and taxation consequences. And your “normal” investments have another set of tax rules. For example, superannuation […]

Redraw, offset best by all accounts

What do Bob Hawke, Lance Armstrong and Bill Clinton have in common? All are very smart people who have said some really dumb things. Remember these classics? “I have never doped.” “I did not have sexual relations with that woman.” “By 1990, no Australian child will be living in poverty.” On a stupid scale of […]