PORTFOLIO POINT: You can contribute to super when you’re not working, or if you retire, or semi-retire early. Here are the rules if you’re considering this option. Superannuation feels like it’s the thing you get or do when you’re employed, to derive an income for when you’re no longer working. And to a large degree, […]
PORTFOLIO POINT: Can your SMSF give you simultaneous pension and accumulation funds? Yes, here’s how. It’s an area many SMSF trustees don’t understand well – even those who might have been operating SMSFs for long periods. Trustees understand that their SMSF is there to eventually pay a pension. Therefore, at some stage, it must convert […]
PORTFOLIO POINT: Many pensioners are facing massive increases in the minimum super pensions they draw this year. Here’s how you can deal with it. Hands up if you want more income? It sounds like a rhetorical question, with the logical answer being everyone. Not so. Many readers will be forced to take dramatic rises in […]
PORTFOLIO POINT: Non-concessional contributions have a mighty powerful impact on your super balance for those who make them. You can’t point to too many areas of superannuation that have contained any semblance of stability in recent years. But for all the huffing and puffing, changes to the law and threats to do so, politics and […]
PORTFOLIO POINT: Non-concessional contributions have a mighty powerful impact on your super balance for those who make them. You can’t point to too many areas of superannuation that have contained any semblance of stability in recent years. But for all the huffing and puffing, changes to the law and threats to do so, politics and […]
PORTFOLIO POINT: It’s not too late to get your final contributions into super for FY13. But make sure you don’t get caught on the tricky timing issue. Knock, knock. Who’s there? June 30. Oh, bummer. Right, so with less than two weeks to go in this financial year, have you sorted out your super contributions? […]
PORTFOLIO POINT: Death of the death of the in-specie transfer ban? A Government backdown is a surprise boost for SMSF trustees. If there’s a saint of self-managed superannuation trustees, then she’s just delivered on one of your prayers. And it’s a biggie. In-specie transfers of assets into your super fund are, it would appear, back […]
PORTFOLIO POINT: A year to celebrate the positive whims of the market, sure. But don’t miss putting the cream on the top. With six weeks to go, it’s looking like financial year 2013 is going to be a year of largely pleasant memories for trustees. Certainly not in all respects. It’s been a year of […]
PORTFOLIO POINT: Don’t take the chance this new legislation will fail to pass. You need to start splitting super contributions now. There has been a relatively small band of superannuation experts who, in recent years, have continued to push heavily a very unfashionable strategy. The strategy concerned spouse super splitting. It was a strategy that […]
PORTFOLIO POINT: I give up. If you know what’s happening with concessional contribution limits, email me. To quote comic legend Rowan Atkinson playing the pastor addressing his flock in 80s sketch comedy classic Not the Nine O’Clock News: “You don’t know whether to sit, kneel or stand! You’re up and down like a whore’s drawers!” […]
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