Huge financial disasters, by their very nature, come from positions where the greatest risks are taken. Sometimes, this is simply rampant stupidity. When a big punt is made and caution is thrown to the wind, along with research and due diligence. Idiocy on a grand scale. And, sometimes, everything was done right, but a little […]
The number of ways you can blow up large amounts of money very quickly is near endless. Owning race horses, a life high of drugs, playing blackjack casino and even Christmas shopping are almost sure-fire ways to do dough quickly. But, alas, I am inexperienced in these areas, so can’t […]
SUMMARY: Getting extra tax deductions for super, taxable and tax-free quotas under the $1.6m rule … answering more webinar questions. Another great webinar with Eureka Report readers last Thursday. Thanks again for joining in. The questions are fun to answer and in most cases, you present us with challenges. If you wish to watch […]
The internet is one of those points in time that will define generations. Like, where were you when Whitlam was sacked? When Princess Diana died? September 11? Do you remember life before Chuck Norris invented the internet? (Chuck already has every internet site in his brain. He created the […]
SUMMARY: The reversion to a $100k annual NCC limit has improved the relevance of transition to retirement strategies. The Government’s backward double twist routine into the “new, new rules” for superannuation have reset the clock on a number of super strategies. This includes transition to retirement […]
SUMMARY: Property strategies will need to adapt with new limits in super and pension funds. Here’s how. Last week’s backdown on the $500,000 non-concessional limit will have appeased some. But will have upset others. What now seems certain is that the $1.6 million transfer to pension (TTP) cap is here to stay. And that is […]
I’ve never been a protestor. I’ve never held aloft a banner, attended a march, or camped outside a building with a megaphone, demanding action, like, now. That’s not to say that I would never do it. I’ve just got this image that the people who do so are, well, hippies. (“What do we want? Naptime […]
SUMMARY: Coalition wavers, dumping $500k after-tax cap. But not without creating a few new superannuation victims. Treasurer Scott Morrison has caved to pressure from his backbench on the $500,000 non-concessional superannuation cap, announcing a major restructure of its policy. The $500k NCC limit, which was to be backdated to 2007, will be scrapped. The replacement […]
There are some things in life I simply won’t do. There is an equal amount Mrs DebtMan also refuses to lift a finger on. Sometimes, this is simply demarcation. Lines have developed over the years. She won’t do some things because she knows I will, or she insists that it’s my job. And, equally, in […]
Is it possible to hold too much cash? If that sounds crazy, like a trick question, that’s because it is. And, therefore, the answer is the opposite of what you would believe it to be. Yes, it is possible to hold too much cash. Sure, we all love the folding stuff. The more you have […]
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