Bruce Brammall, The Australian, 23 July, 2023 Life would be so much easier if history read a little more like “An Idiot’s Guide to the Future”. Arguably it should. I mean, how many different variations of “mistakes” and “stupid” and “avoidable errors” can life hold? Homeowners would certainly love a reliable playbook to deal with […]
SUMMARY: The bleatings of some self-interested SMSF service providers should not mask that some people should be saved from themselves. With the slightest hint of increased regulation in most sectors, teeth start gnashing and mouths start frothing. Reminds me a little of […]
SUMMARY: Looking for a potential win in this bleak market? It’s time to reacquaint yourself with in-specie transfers into super. If there are any rays of sunlight poking through this stock market, then they haven’t been particularly bright. The odd stock here and there has sparkled. But so many perpetual favourites have been smashed. So […]
Bastards. It’s like some financial arch-devil was sent down to blend all of my worst fears into a single nightmare. What the hell is going on? Both sides of politics have declared “open season” on two of my primary investment loves – superannuation and property investment. Cripes! What if you like both? If you run […]
It’s a horrible realisation that hits everyone in about their late 30s. You are older than any of your sporting heroes. They’ve retired. Unless you watch lawn bowls, snooker or darts – coincidentally, all games where you can drink while participating – or your favourite is cricketer Brad Hogg, they’ve all given it […]
Just another January … after another massive spending season, we get smashed on the stock market to the tune of tens of billions of dollars. Can’t we just take a holiday, without having to watch blood red dripping from the ASX boards? Especially after we’ve hocked ourselves into next financial year with a gazillion dollars […]
SUMMARY: SMSFs face greater restrictions in 2016 for borrowing to buy property. The banking regulator didn’t just bark a little in 2015. It bared its teeth and showed it knows how to bite hard. While we didn’t get to hear the bark of the Australian Prudential Regulation Authority because it was behind closed doors of […]
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, the odd threat, but little to no action. The lack of big changes in recent years has been welcome, given the turmoil of the […]
SUMMARY: Industry Super Australia is throwing mud at SMSFs. Hopefully it doesn’t stick, because it’s ridiculously inaccurate. All super lobby groups have a duty to protect their stakeholders. But Industry Super Australia’s latest attack on SMSFs is plain ignorant at best and deliberately misleading at worst. ISA’s report, called “Refocus” is a supplementary submission for […]
Don’t avoid end-of-year navel gazing. It’s an innate part of being human and thinking at a higher level. Learn some lessons. Take stock on near misses. Make fewer mistakes next year. When I look into my belly button this year, I’m pleased to find it’s not choc-full of useless fluff. Though … it’s harder […]
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