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Tag: limited recourse borrowing arrangements

Lifting the lid on property in super

      SUMMARY: SMSFs awoke to geared property earlier and in bigger numbers than previously realised. The hunger for geared property inside self-managed super funds is far bigger than previously understood. The Tax Office on Monday made a second consecutive massive annual upward revision of official figures regarding how widespread property gearing in super […]

‘Cash is king’ is dead

  SUMMARY: Cash is dead. And it’s time SMSFs woke up to the real cost of their love affair with the folding stuff. There’s always an exception to the rule. Sir Isaac Newton and his “what goes up must come down” law can occasionally be proved wrong. For example, Australian self-managed super funds and their […]

Lending to your SMSF? Look out

SUMMARY: SMSFs who were pushing the boundaries on 0% related-party loans face big tax penalties from the ATO. When the Tax Office wants to close a door, they’ve been known to slam it with a noise that can be heard for miles. This sometimes happens even where they themselves opened the door and then left […]

A million reasons to watch SMSFs

SUMMARY: SMSFs continue to do what they know best – make sure that their own best interests are being looked after. UNDERDOG status is something with which DIY super funds have long been comfortable. Being underestimated has never worried them. Authorities and outsiders often misread them, misunderstand what drives them and mis-judge how they’re going […]

Crunching superannuation gearing

SUMMARY: An appetite for gearing risk is back for investors. Here’s the menu for super investors who are hungry. More than six years after the barn doors were fully opened, gearing for superannuation funds remains divisive. Many have not embraced it and would still like to see it banned again. It’s good that it hasn’t […]

Crunching the gearing

SUMMARY: An appetite for gearing risk is back for investors. Here’s the menu for super investors who are hungry. More than six years after the barn doors were fully opened, gearing for super funds remains divisive. Many have not embraced it and would still like to see it banned again. It’s good that it hasn’t […]

Super concessional contributions caps to rise for under 50s … don’t miss it!

SUMMARY: Positive developments on two fronts in super, with lighter regulation of SMSFs a possibility. It seems like the tide has been running out forever for superannuation investors, including SMSF trustees. In reality, it has been about six years. But recent evidence suggests the tide has turned. And in the last week, SMSF trustees (and […]