SUMMARY: The future of super under an Abbott Government is being unveiled – slowly, but surely. And SMSFs will be relative winners. What is said before an election, whether promises or stated intentions, means little. It’s what gets delivered afterwards that’s counts. This was illustrated forcefully last week with the reversal of the Abbott Government’s […]
PORTFOLIO POINT: Uneven incomes in your couple? And at least one of you is considering a pension? Here’s a strategy for you. Money is, from the results of most surveys, one of the top three topics for arguments in a household. The joining of a couple’s finances can lead to all sorts of tensions, from […]
PORTFOLIO POINT: Non-concessional contributions have a mighty powerful impact on your super balance for those who make them. You can’t point to too many areas of superannuation that have contained any semblance of stability in recent years. But for all the huffing and puffing, changes to the law and threats to do so, politics and […]
PORTFOLIO POINT: Non-concessional contributions have a mighty powerful impact on your super balance for those who make them. You can’t point to too many areas of superannuation that have contained any semblance of stability in recent years. But for all the huffing and puffing, changes to the law and threats to do so, politics and […]
There are two opposing views on how to get things done efficiently – the Walter Chrysler way and the Lucille Ball way. Ball: “If you want something done, ask a busy person to do it.” Chrysler: “Whenever there is a hard job to be done, I assign it to a lazy man; he is sure […]
It’s hard to get your super to soar like an eagle when it’s regulated by a bunch of turkeys. And whether the gobblers pulling the strings in Canberra are politicians or public servants matters little. Super will be a lot less so from next month. Forget the recent market gyrations and their impact on your […]
A wise man (Daniel be his name) once told me: “accountants organise what’s already happened. Financial advisers organise the future.” And that, dear readers, is today’s exercise. Six weeks till June 30? Plenty of time. Last year, the editor gave us four days! Okay, there’s the short-term “purchasing” advice. Some are able to claim items […]
PORTFOLIO POINT: The countdown to 30 June has started. Here’s your SMSF preparation checklist to make the most of this year. While superannuation isn’t a race, there are aspects of it that take on great urgency at times. And, for those who run their own SMSF, that’s especially true. Leaving everything to the last minute […]
PORTFOLIO POINT: The countdown to 30 June has started. Here’s your SMSF preparation checklist to make the most of this year. While superannuation isn’t a race, there are aspects of it that take on great urgency at times. And, for those who run their own SMSF, that’s especially true. Leaving everything to the last minute […]
PORTFOLIO POINT: A last-minute backroom deal on FoFA’s “iconic” opt-in arrangements will dilute benefits to super members and investors. What does it mean for you? When two usual bedfellows break out in a spiteful stoush in an industry as big as financial services, you know something a bit fishy has gone on. At first glance, […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.