Is having a colleague throw something at my head, with a question, advice? “Hey, wanna read this?” That’s sort of advice, isn’t it? Anyway, that something was a book, which sat untouched beside my bed for months. Eventually, on a day off, I read it. It was about property investment. It explained, simply, how […]
Big businesses constantly assess their balance sheets. They are always tinkering with what to keep on balance sheet. And what to bugger off it. Often, they will conclude to sell assets, such as property they own outright, and rent instead. Selling property frees up capital for business investment, and introduces a tax-deductible cost in rent. […]
Oh, I yearn for the good old days, when robbers had to pickpocket you in the street, or sedate your dog before ransacking the home. They’re now so lazy, they pillage our finances from their own home – in Russia, Turkmenistan, or the Congo. So impersonal. I became a victim of internet credit card fraud […]
Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But they’re not acceptable excuses for taking a bad attitude to super. Most importantly, Xers need to understand that super is our money, we just can’t […]
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know something about you. You’re fully invested in cash. And while that has served you well in the last fortnight, it’s been a number of years […]
We’ve got it. We don’t use it much. And with respect, health insurers make their story a hard one to sell. The insurers’ premiums go up by multiples of inflation every year, approved by governments, who use penalties to try to force many to take it out. That is, we get shoehorned in by governments […]
From inception. In the womb, my DebtKids were played Money, Money by Grateful Dead, Barrett Strong’s Money (That’s What I Want) and Billionaire by Travie McCoy. There was a money mobile over their cots, and were wrapped in to their snuggly quilts featuring $100 notes. Their first soft toy was “Maisy […]
Is beer a grocery item? If so, easy. I’m done! No, damnit! Why should I be the only one in the house to suffer? Let’s share the pain around. Maybe even more slanted to the DebtKids, as they are non-contributing leaches. (Too harsh?) I have a bigger problem many dads will understand. The only […]
Peer-to-peer lending? If it involves lending to friends and family … are you freakin’ serious! Nothing but horror stories. P2P lending isn’t that. It’s lending to randoms. Via the internet. No emotion. The Terminator. They don’t know who you are. You don’t know who they are. You can’t […]
It’s the middle of winter. It’s freezing outside. If this is about sacrifice, I think we could cut out heating at home for the month … … by going to Bali! Which is where I’m writing this from. Cheating? Not in the spirit of things? Financial vices, hmmm. I haven’t got many. When I see […]
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