Default insurance coverage inside super is fuelling a dangerous “she’ll be right, mate” attitude to protection among Australian families. Too many Australians see some minor levels of insurance inside their super funds and believe they are “covered”. But default coverage levels have not taken anyone’s circumstances into consideration. Your need, or your […]
There are some things in life I simply won’t do. There is an equal amount Mrs DebtMan also refuses to lift a finger on. Sometimes, this is simply demarcation. Lines have developed over the years. She won’t do some things because she knows I will, or she insists that it’s my job. And, equally, in […]
Burglars are instant valuation experts. It’s in the job description. Within a few minutes, they need to make hundreds of lightning assessments about the value of your stuff and what they’ll get for it on the street. Jewellery, electronics, laptops, medicines, TVs. Anything they can get a quick buck for. “So”, I quizzed the insurance […]
When it comes to making big, stupid, regrettable predictions, I’d like to think I don’t have too much to be embarrassed about. Sure, like everyone, I’ve made some dumb calls. Particularly when it comes to technology. In 1997, I said that I would never need an “e-mail” address. In 2002, I said I’d never […]
SUMMARY: Comminsure scandal should highlight the need for insurance for SMSFs members, not turn them off. Insurance industry scandals make the tough job of buying or selling insurance tougher – but DIY super trustees mustn’t use it to ignore their duties. The Comminsure earthquake is a disaster for the insurance industry. The aftershocks will continue […]
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