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Tag: Insurance inside superannuation

The top seven EOFY tips

Bruce Brammall, 18 April, 2018, Eureka Report     SUMMARY: End of financial year is fast approaching. But you can get ahead of the game with these seven tips. Never has it been more important for your superannuation for you to get ahead of the game and understand the rules, before the end of financial […]

Downsizing, and upsizing your super

Bruce Brammall, 11 April, 2018, Eureka Report SUMMARY: Some of the real power behind downsizer contributions might be how you combine them with non-concessional contributions. Downsizer Contributions eligibility starts on 1 July and the interest in making use of this new strategy is growing. To that end, I want to update you with a real […]

Prepare to sacrifice, yourself

 Bruce Brammall, 21 March, 2018, Eureka Report     SUMMARY: This year, Australians will be able to make tax-deductible contributions to their super funds. Here’s what you need to know. Last-minute super tax planning is now, at long last, available to (almost) all. But, as we approach the end of the financial year, it’s about […]

Shorten’s tax grab will hurt all

Bruce Brammall, 14 March, 2018, Eureka Report SUMMARY: Labor’s plan to axe excess imputation credit refunds would have a seismic impact on DIY super investors. Ending the refund of excess franking credits would redraw the boundaries for investing for Australia’s DIY army. More broadly, it would negatively affect almost anyone with a super fund – […]

Transition to retirement still makes sense

Bruce Brammall, 7 March, 2018, Eureka Report     SUMMARY: Transition to retirement still makes sense. And not doing so, for some, would be like leaving money lying around on the ground. Some of the fun in transition to retirement pensions was surgically removed last year. But not all of it. TTR strategies are still […]

Strategies to avoid a super “death tax”

Bruce Brammall, 28 February, 2018, Eureka Report SUMMARY: Strategies to avoid our “death tax” on super. If you don’t like donating extra to the Tax Office, and particularly not after you die (the blood-hungry scoundrels), then do I have some news for you! Unlike many countries, Australia does not have a death tax. Not officially […]

The golden geared property question

 Bruce Brammall, 21 February, 2018, Eureka Report   SUMMARY: Why are trustees still drawn to geared property in super? It’s still all about the investment. But here’s how the numbers look. We all know that property investment inside super is going to look different to the same investment in your own name. How can it […]

The SMSF lending slowdown

 Bruce Brammall, 14 February, 2018, Eureka Report   SUMMARY: Are SMSFs being held back from entering the property market? Yes, absolutely. Is this a bad thing? That’s less certain. You don’t have to go back far to find screaming headlines that DIY funds were the devil responsible for pushing property prices ever higher. And, as […]

The super future is looking bleaker

Bruce Brammall, 31 January, 2018, Eureka Report     SUMMARY: Prepared for the next round of super changes? Here’s a sniff of what’s in store. We’ve just been delivered a glimpse into the future of superannuation – at least as our national mandarins see it. It ain’t pretty. And that’s a positive spin. It’s uglier […]

Five reasons to fix an old trust deed

Bruce Brammall, 24 January, 2018, Eureka Report       SUMMARY: Update your ageing trust deed? Why do that? Here are the top five reasons you should … and the disasters not doing so can cause. Some of us probably overdo some pretty mundane jobs. While others probably leave way-too-long chores largely considered by most […]