SUMMARY: Insurance inside super from next year will require a re-evaluation. Lower contribution limits have tilted the field. Life insurance inside superannuation has been a relatively simple equation for most Australians. Until now. Current higher contributions limits and the advantages of tax deductibility had meant that, for the majority, it made sense to have […]
Burglars are instant valuation experts. It’s in the job description. Within a few minutes, they need to make hundreds of lightning assessments about the value of your stuff and what they’ll get for it on the street. Jewellery, electronics, laptops, medicines, TVs. Anything they can get a quick buck for. “So”, I quizzed the insurance […]
SUMMARY: Comminsure scandal should highlight the need for insurance for SMSFs members, not turn them off. Insurance industry scandals make the tough job of buying or selling insurance tougher – but DIY super trustees mustn’t use it to ignore their duties. The Comminsure earthquake is a disaster for the insurance industry. The aftershocks will continue […]
Wrong question. Try this one: “How much do you love your partner and/or kids?” Life insurance covers your family when you can’t fog up a mirror anymore. That is, you’re dead. An unfortunate situation to find yourself in. But even less fortunate for your family. You’re not around to earn an income for the next […]
Are we all casually strolling into Armageddon? Hand in hand with that mob we hate/love that oils/finances our lives? I mean, what the hell is going on with our banks? They’ve been announcing record profits, but are now rattling the tins for cash injections, while punishing property investors by sharply increasing interest rates. […]
They say bad luck comes in threes. But when it comes to your health, a single event can be devastating. I’ve seen incredibly fit people get knocked for six health wise, including Gen Xers fit enough to run marathons, collapse with heart attacks. Good luck if you want to rely on the public health system. […]
My doctor performed a few biopsies last week. Actually, he probably took dozens. But let’s focus on me for a second. On me, he gouged two. Literally, as I write this column, I’m hesitantly awaiting a phone call. He said there was a “one in thirty” chance of it being serious. “But doc, I’ve […]
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