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Welcome to Bruce Brammall Financial

Tag: Getting the best mortgage

Give markets a chance

Bruce Brammall, The West Australian, 28 February, 2022 My knowledge of Russian is limited to a few words I picked up from staff aboard the Aleksandr Pushkin cruise ship in 1989. It was a Contiki holiday – only for those aged 18 to 35. Party. Hard. Stolichnaya vodka featured prominently. The days I remember. The […]

Rules to win super game

Bruce Brammall, The West Australian, 14 February, 2022 It’s not always the smartest person in the room that wins the game. Often, it’s the person who knows the rules best. How many times have you been soundly flogged by children, or mates, who wiped you off the floor before you really knew what was going […]

Brace yourselves – millions of first-timers face rate hikes

    Bruce Brammall, The West Australian, 31 January, 2022 Roses are red. Violets are blue. When the cheap money stops flowing, how stuffed are you? It appears you can put rising interest rates in the same “dead certainty” category as death and taxes. They’re coming. It’s just a matter of when. And how many. […]

Pros and cons of negative gearing

Bruce Brammall, The Australian, 16 January, 2022 I wasn’t even a teenager when actress and fitness “guru” Jane Fonda made famous the “no pain, no gain” exercise mantra. Her thinking was that if you’re not in pain when working out, you’re not working hard enough. (If I’m feeling pain when I’m exercising, it’s more likely […]

This is why you need to invest

Bruce Brammall, The Australian, 9 January, 2022                                 Sadly, time takes some opportunities away. Youthful dreams often need to be let go of, as age and circumstance preclude a serious run at some things. Professional golf is a door that […]

Make this your must resolution

Bruce Brammall, The Australian, 2 January, 2022                               Some things older generations say make no sense at the time. Their aim might be “words from the wise”, but they come out like jibber jabber. You file some of them in the […]

A toast(ie) to good tidings

Bruce Brammall, The Australian, 26 December, 2021 Christmas Day is fun an’ all. But how much better is Boxing Day? Off come the pressures of presents, family and food preparation, while on goes the TV for a cricket and basketball marathon. Out come leftovers you just don’t get at other times of the year, to […]

Big wins in a better year

Bruce Brammall, The West Australian, 13 December, 2021                                                       It’s a disturbing confirmation of personal concerns that I’ve had for some time. I might be getting old – I’m […]

Right the Wrongs

Bruce Brammall, The West Australian, 29 November, 2021                                                                       Until I was getting close to the age, and then over it, […]

Run your own race

  Bruce Brammall, The West Australian, 15 November, 2021 Retirement. It’s amazing how confusing a concept it is. So many people have so little of a clue. “When’s retirement age?” is a regular query. But there’s no answer to that. About 30 years ago, there was. And that used to be “65”. Sort of. But […]