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Tag: Getting the best mortgage

Seeking property nuggets among the dregs and dangers

  Bruce Brammall, The West Australian, 2 September, 2019 It’s a weird investment world we’re experiencing at the moment. Little seems to make sense. Cash is no longer no risk. It’s a huge risk. Your money is actually guaranteed to go backwards, after accounting for inflation and tax. Fixed interest was damn nearly the best […]

Rich old guys making laws to suit themselves

Bruce Brammall, The West Australian, 19 August, 2019 You can have too much of a good thing. Beer, pizza and chocolate are good things. But too much can cause hangovers, diabetes and zits. Zits are just plain ugly. And make you want to stay away from people. Regulation is generally also a good thing, particularly […]

Less ‘sting’ now in servicing rates

Bruce Brammall, The West Australian, 5 August, 2019 Me and my ‘hood mates were experts in killing flies with rubber bands. We’d stand just far enough away not to scare them, pull back the thick red bands against our pointer fingers and fire them off, splattering the pests all over windows or walls. Mostly outside. […]

So much spin on BOMAD

Bruce Brammall, The West Australian, 22 July, 2019 There’s a stinking pile of financial bullcrap that I feel I need to disinfect. It relates to the “monstrous” behemoth now referred to as the “Bank of Mum and Dad” (BOMAD). Some stuff written about BOMAD recently has sounded authoritative … but stands tall to scrutiny like […]

Go contrarian on RBA rate cuts

Bruce Brammall, The West Australian, 8 July, 2019 It’s probably not news to anyone that I’m a bit contrarian. I’m a straw-hats-in-winter guy. A buy-assets-during-a-rout sort of bloke. I’m contrarian by nature, but not to the point of being stupid about it. When the sun’s shining, I wear sunscreen. I like my beer cold. And […]

Grumpy, old and holding on

Bruce Brammall, The West Australian, 1 July, 2019   Listen here, you greedy old codgers. Whaddya mean you can’t sell your home? If you really wanted to get into that fancy “Manor of Missing Memories” just down the road, you’d find a way. Please. Save me your sob stories. I’ll betcha plenty of first home […]

It was the season for the EOFY dance

Bruce Brammall, The West Australian, 24 June, 2019 There are really only three times of the financial year in Australia where the masses show any interest. There’s reflection time leading into Christmas. This is followed by new year resolutions in January, while chugging a few beers at the beach. And then there’s June. The end […]

Don’t suck up the dosh with motors

Bruce Brammall, The West Australian, 10 June, 2019   As a kid, I was a Holden man. Barracked for Brocky in his “05” at Mount Panaroma. I had a natural hatred of that famous Ford flog Dick Johnson. But while my first car was a 1980 Holden Gemini, it was followed by a 1984 Ford […]

Property close to bottom

Bruce Brammall, The West Australian, 27 May, 2019 Did anyone else feel a short “WHOOSH!” of wind around 8pm on election night? It was bizarre. The night was completely still. Then there was a burst of a warm-as-breath breeze, before stillness again. I was at an election party. I felt it. I could see others […]

Ignore super fund letters at your peril!

    Bruce Brammall, The West Australian, 13 May, 2019   There’s a predictable front page splash happening very soon. Not if. Definitely when. Here’s the yarn: “Dad and two kids lose home, now destitute, because Mum’s insurance cancelled by government decree.” (Or, you know, some variation on mums and dads and kids.) Why? Because […]