Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my retirement tens of thousands. Gen Xers, if that’s also you, it’s not too late. And making a difference now doesn’t have to be hard. Firstly, […]
Don’t cheer too hard. Leave the champagne on ice. Suck up to the boss. Batten down hatches. Interest rate cuts, sure, are like a pay rise. Sort of. Sadly, they can be taken away from you. They eventually will. You have no control over it. I don’t want to get all Nouriel Roubini (the guy […]
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin to join the trendoids with the latest shades, shoes, or road bike. SMSFs are not just about taking investment control of your super. Running a […]
It’s about this time of year that I become thankful. If I’m writing this, my liver held out for another summer. Come February, we’ve still got warmer weather. And the cold beer that accompanies it. Beer gardens are good times. I loved the (too-short) holiday I get, to hang out with the kids and with […]
When you decide that you really hate something, it’s funny how you can see all of the faults so much more clearly. Like the snivelling moron you sit next to at work, who is not only lazy and a slob in the kitchen, but it turns out he’s also a liar, disrespectful and a mummy’s […]
I spent a good portion of my Christmas break learning some pretty amazing, sometimes too intricate, details about a mate. Over many nights, and many lagers, I heard a lot of stories about his youth. Many of them were stories about the 20-something backpacking lifestyle that I wished I’d lived. Others were experiences I’m happy […]
When it comes to making money, there’s no such thing as luck. I don’t know anyone who has made their money through being lucky. I don’t have lucky numbers. I don’t pray for good financial fortune. Though I do hope that markets continue to do what they’ve done for centuries. I don’t read financial horoscopes. […]
THPPPPT! Wealth? Are you serious? Gen Xers are supposed to do that … how? We’re getting married, saving deposits, replacing those savings with monster mortgages, preparing for and then raising midgets, often on one salary … Creating wealth is possible for my generation. Not. Actually, Gen Xers, they’re excuses. And they’re pathetic, like the recent […]
Always look on the bright side of death / Just before you draw your terminal breath The “Don’t Worry, Be Happy”, whistle-your-blues-away, approach to your impending demise might be a little hard to put into practice. While Monty Python’s “Life of Brian” got us laughing about it, death itself is one of life’s imponderables. Hey, […]
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