I’m loyal to those who are important to me. Generally, that’s family, friends, staff and clients. Those who deserve it, or have earned it. When it comes to big corporations, not so much. Unless they treat me right. Or, perhaps, don’t offend me too much. Loyal to a beer brand? Nope. I love a beer, […]
Sometimes, saving is easy. Other times, some effort is required. Occasionally, you need to have a little fight. Mrs DebtMan announced a year ago that by driving an extra five minutes each way to a different supermarket, she saved us $100 a shop. “Soooo,” came my query, “why don’t we do this every week […]
Been thinking about a self-managed super fund? Listen to your gut. What’s it telling you? If you’ve been researching SMSF … and you think you’ve got the requirements covered … you’ll probably know it. But if you’ve been looking into it, but still question whether a SMSF would suit you, continue deliberating. Don’t start […]
What’s just happened is no Harold Holt situation, but when you “lose” a prime minister, you tend to lose a few other things too. One of them is a whole bunch of promises. Out the window go the old ones. The new guy wants a clean slate and a whole set of new promises […]
Pick winners. Punt big. Celebrate hard. Shout lots of drinks when you win, so everyone knows you’re the bomb! That’s the dream. The reality can be a nightmare when you’re half a pay packet lighter. How could you could be so bad at punting? Melbourne during Cup Week is awesome. I’ve made it to Flemington […]
I’m tired. Of listening to codswallop. I’m bored of listening to people trying to stand out by predicting the future. I have, simply, read too many forecasts, too many predictions. I say this with a heavy heart, as I know I’ve got decades of my investing life left, where I’ll read thousands more. On average, […]
I have a mate who once declared: “I earn enough money now that I shouldn’t have to cook for myself anymore”. No secret, he couldn’t cook much beyond scrambled eggs. It would probably prolong his life if he let others permanently cook for him. When it comes to me and Mrs DebtMan … the costs of […]
Property investors are getting belted. U-huh, I know what that means. Property prices are on the march, aren’t they? The anti-investor screams are no longer like the distant roar of an ocean crashing from behind a sand dune, but the screaming headlines in a media article, which sound more like a hungry six-month old […]
When the house-buying lightning bolt struck me, Mrs DebtMan wasn’t ready. “No! You can’t buy a home until WE can buy a home,” she said. We weren’t married. We were living together, playing house. Where I had savings, she had none. And where she had credit card debt, I had none. I gave her […]
Do your belts up a little tighter readers, or I might just shock the pants off you. Gen Xers need to do both. Shock! Horror! Neither is hands-down better than the other. They’re different. At our age, from our late 30s and 40s, we need to build our investments in both vehicles. While Xers can’t […]
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