One of the many labels you could plonk on my parents is “hippies”. It’s not just their home-grown organic food, the solar-powered house, or their constant rewatching of British 70s sitcom, “The Good Life”. And they’re not dastardly annoying hippies, like Neil from “The Young Ones”. But new-age hippies they certainly are. More than anything, […]
Is having a colleague throw something at my head, with a question, advice? “Hey, wanna read this?” That’s sort of advice, isn’t it? Anyway, that something was a book, which sat untouched beside my bed for months. Eventually, on a day off, I read it. It was about property investment. It explained, simply, how […]
SUMMARY: SMSFs awoke to geared property earlier and in bigger numbers than previously realised. The hunger for geared property inside self-managed super funds is far bigger than previously understood. The Tax Office on Monday made a second consecutive massive annual upward revision of official figures regarding how widespread property gearing in super […]
The great thing about being a Generation Xer is that we’ve still got youth. At least in a relative sense. Sure, I’ve forgotten a few words to some Cold Chisel songs, but not because of dementia. I struggle to keep up with my kids sometimes, but I’m still arthritis-free. And I certainly cringe when I […]
Exhausting, depressing, scary and life-changing. The crashing end of a long-term relationship can be physically and mentally all-consuming. Contemplating life as a single, or setting off on the search for happiness again, can be daunting. For many, it will be a sliding door they didn’t want opened. Others will splash on some blue face […]
Best ways? Plural? Is there some suggestion that there’s more than one way? Because there isn’t. There is only one way to cut your nasty, insidious, credit card debt. Sorry guys, but it’s called “willpower”. You just need some to draw on. Credit cards, used incorrectly, are cancers on your finances. They […]
Being diagnosed with a potentially deadly health condition in your 20s holds no positives. Not for the person whose lap it falls on. Not for their partner. Nor their children. Never. When the illness is a slow, progressive, and almost assured, death sentence, the younger the person, the more depressing the story. But sometimes, foresight […]
Big businesses constantly assess their balance sheets. They are always tinkering with what to keep on balance sheet. And what to bugger off it. Often, they will conclude to sell assets, such as property they own outright, and rent instead. Selling property frees up capital for business investment, and introduces a tax-deductible cost in rent. […]
SUMMARY: Getting around the traps to super contributions pre- and post-65. Getting money into super can be confusing, particularly for those at, or getting toward, the end of your working life. Turning 65 is when getting access to your super is easy. But putting money into super becomes more difficult. But not impossible, under the […]
Oh, I yearn for the good old days, when robbers had to pickpocket you in the street, or sedate your dog before ransacking the home. They’re now so lazy, they pillage our finances from their own home – in Russia, Turkmenistan, or the Congo. So impersonal. I became a victim of internet credit card fraud […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.