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Tag: Capital gains tax

Don’t react to big tips, up or down

I’m tired. Of listening to codswallop. I’m bored of listening to people trying to stand out by predicting the future. I have, simply, read too many forecasts, too many predictions. I say this with a heavy heart, as I know I’ve got decades of my investing life left, where I’ll read thousands more. On average, […]

Property winners outnumber losers

  Property investors are getting belted. U-huh, I know what that means. Property prices are on the march, aren’t they? The anti-investor screams are no longer like the distant roar of an ocean crashing from behind a sand dune, but the screaming headlines in a media article, which sound more like a hungry six-month old […]

Single scene all about planning

  Exhausting, depressing, scary and life-changing. The crashing end of a long-term relationship can be physically and mentally all-consuming. Contemplating life as a single, or setting off on the search for happiness again, can be daunting. For many, it will be a sliding door they didn’t want opened. Others will splash on some blue face […]

Helmets on property investors! Worse lies ahead.

Keep your helmets on, investors – this is probably only a short break in hostilities. We’re still under attack. And the battles, on several fronts, aren’t likely to be over for some time yet. With the stock-market shenanigans, which at the end of August looked like they would right themselves, but then resumed stupidity. The […]

Why are we paying for Sydney’s binge?

        Penalties need to match the crime. And should be meted out to the evil-doer. As a statement, are there any objections? If I didn’t do the crime, should I be punished? So why do I feel like I am being whacked because someone vaguely related to me – like an idiot, […]

Market tap an insurance policy

    Are we all casually strolling into Armageddon? Hand in hand with that mob we hate/love that oils/finances our lives? I mean, what the hell is going on with our banks? They’ve been announcing record profits, but are now rattling the tins for cash injections, while punishing property investors by sharply increasing interest rates. […]

It’s composting awareness week! What eco practices can we all do to save money as well?

“Cash-a-can, cash-a-can, it’s lots of fun to do!” My first inkling that being a tree-huggin’ hippy could be financially rewarding was via that 70s TV jingle. Every kid I knew would fight over aluminium cans to earn extra pocket money. Trawling around school fetes with a plastic bag was particularly profitable. Later in life, the […]

Exploiting low rates 2: Good numbers for gearing

SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on favourite early yesterday afternoon. But nothing. Another month at least. Possibly longer. Every interest rate cut – for years, actually – has only been icing […]

TTR: The secret to not having to work longer

SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going to have to get used to the idea of working longer. The Intergenerational Report (IGR) last week punted on how much longer we’re going to […]

Wealthy will never be trapped in super

SUMMARY: Eat the rich. Super tax concessions don’t cost the $33 billion that is purported. And the aspiring wealthy would find another way. There’s a simple solution to the problem of superannuation tax breaks costing the public too much. Just tax the wealthy’s super harder. Tax ’em more on the way in. Tax ’em more […]