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Tag: Buying a home

Run your own race

  Bruce Brammall, The West Australian, 15 November, 2021 Retirement. It’s amazing how confusing a concept it is. So many people have so little of a clue. “When’s retirement age?” is a regular query. But there’s no answer to that. About 30 years ago, there was. And that used to be “65”. Sort of. But […]

It’s a tax haven in your backyard

  Bruce Brammall, The West Australian, 1 November, 2021   Watching youthful stupidity is sometimes funny, sometimes painful, and sometimes cringeworthy. But we were all young once. Nobody gets into their 30, without having a catalogue of “embarrassments” to reflect on. Don’t think about too hard. There may be flashbacks and whole-of-body shudders over exactly […]

Start Shovelling

Bruce Brammall, The West Australian, 1 November, 2021 Watching youthful stupidity is sometimes funny, sometimes painful, and sometimes cringeworthy. But we were all young once. Nobody gets into their 30s without having a catalogue of “embarrassments” to reflect on. Don’t think about too hard. There may be flashbacks and whole-of-body shudders over exactly how dumb […]

Keys to successful property investing

Bruce Brammall, The Australian, 24 October, 2021 My dad gave me a foolproof rule to never lock my keys in my car. Always lock your car from the outside, with the keys. Simple, but unbeatable. And it saved me from ever locking my keys in the car. Except for once. The morning we bought our […]

Advice rules fit for rich old men

    Bruce Brammall, The West Australian, 20 October, 2021 What happens when you allow committees of rich old men to write the rules about finance? Not surprisingly, they write the rules to suit, ahem, rich old men. Financial advice, as an industry, is being choked to death. Deliberately not quite enough to kill it, […]

Don’t put the kart before the course

  Bruce Brammall, The Australian, 17 October, 2021 About 20 years ago, my office did a go-kart corporate bonding event, to get out of the workplace for a few hours. We were lectured on rules for safety, blah, blah, yawn, and how to win the trophy, before heading out onto the track. The winner wasn’t […]

House party over as “cops” call time

    Bruce Brammall, The Australian, 10 October, 2021 One obvious sign the neighbours are worried your party is going to get out of hand is when the cops show up, minutes after the noise limit laws kick in. The plods’ arrival is what economists might call a “positive indicator” your party is going swell […]

Party poopers! APRA may call an early night to restrict lending

Bruce Brammall, The West Australian, 4 October, 2021 Helicopter parenting: the act of always hovering around your child, so that at the first sign of danger, they can be pulled to safety. Helicopter regulating: The act of hovering around the punch bowl, to control the flow of vodka, to make sure parties never really get […]

Want to dabble with shares? I do

    Bruce Brammall, The Australian, 3 October, 2021   Almost exactly 20 years ago, a few weeks after September 11, I told my girlfriend that I thought we needed a holiday. “How about New Zealand?” As we sat down for dinner in a noisy restaurant one night, after a long day touring wineries around […]

How’d retirement get here so soon

Bruce Brammall, The Australian, 26 September, 2021 Slowly, it creeps up on you. It spends half a lifetime silently approaching. And then, sometime in your 50s, it comes out of the shadows. And, like a spider landing in your lap when you lower the car’s sun visor at 80kmh, it scares the bejesus out of […]