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Tag: Buying a home

Ignore super fund letters at your peril!

    Bruce Brammall, The West Australian, 13 May, 2019   There’s a predictable front page splash happening very soon. Not if. Definitely when. Here’s the yarn: “Dad and two kids lose home, now destitute, because Mum’s insurance cancelled by government decree.” (Or, you know, some variation on mums and dads and kids.) Why? Because […]

Put the negative gearing gun away

Bruce Brammall, The West Australian, 29 April, 2019 When political promises are made, you largely take them at face value. “Party ABC stands for this”. If given the opportunity to govern, this is the policy they want to implement. For whatever stated reasons. Most of the time, no matter your political colours, you should be […]

Truce be with you in debt star battle

Bruce Brammall, The West Australian, 15 April, 2019 Raising the white flag, when I was a really young lad, meant “surrender”. Giving in. Admitting defeat. It wasn’t until later that I learned it also meant a truce or ceasefire was being requested. Time to see if a negotiated settlement could replace hostilities. We recently had […]

Stay of execution for brokers a lifesaver for borrowers

Bruce Brammall, The West Australian, 18 March, 2019 Bank share prices took an unexpected dive last month. And it was a moment Australians should have stood up and quietly applauded. You should have been cheering for your own back pocket. And maybe just a little bank bashing, because it’s a sport in Australia and, hell, […]

Carnage and chaos reign on the super highway for SMSF trustees

Bruce Brammall, The West Australian, 4 March, 2019   Something about bad things happening in threes? Well, that’s how many DIY super fund car wrecks I saw last week. Each was opened for very different reasons and, of course, with the best of intentions – to get on the self-managed superannuation fund super-highway. Sadly, each […]

Royally peeved – Debt Man angry over brokers copping brunt

    Bruce Brammall, The West Australian, 18 February, 2019   A few years ago, a well-to-do gentleman called, asking for some help with a few matters financial. He was a smart man, and generally considered financially savvy. But one thing he felt he needed help with was his mortgages. We took a look at […]

Credit crunch – get all of your credit cards in order

Bruce Brammall, The West Australian, 4 February, 2019     Some things are simply unfathomable – impossible to imagine happening. Like Australians learning to like tennis brat Nick Kyrgios. Or a Gold Coast Suns premiership. Or, possibly, that Australians would ever shun the “plastic fantastic”. Our obsession with credit cards goes close to our love […]

Will Bill king-hit investors?

  Bruce Brammall, The West Australian, 21 January, 2019   If investors were to list their fears for 2019, then “Labor federal election victory” might top the charts for property lovers. The ALP has a deep-seated hatred of real estate investors. It’s current platform would be the most anti-property investor policies taken into an election in […]

Here’s hoping you get a tax bill

Bruce Brammall, The West Australian, 26 November, 2018 If you’ve got a big investment property decision to make heading into retirement, I hope you’ve got a huge tax bill coming. I’m not being nasty! It’s certainly way better than the alternative. What you don’t want heading into retirement is to be sitting on a capital […]

Need to bridge gaps

Bruce Brammall, The West Australian, 12 November, 2018   A couple of times a year, we all face some big choices about how to blow some “spare” time. One of mine happened in recent days. My choice was around spending hours boning up on planning laws to try to determine whether a neighbour’s knockdown and […]