(03) 9020 2905

Welcome to Bruce Brammall Financial

Tag: APRA

Getting your SMSF 2014 ready

SUMMARY: Here are nine steps to get your SMSF ready for whatever’s ahead in 2014. In life, you can look forward or you can look back. But it usually pays to do a bit of both. While the final results aren’t in yet for calendar 2013, it was a fine year for investors and self-managed […]

SMSFs still ahead

SUMMARY: The future of super under an Abbott Government is being unveiled – slowly, but surely. And SMSFs will be relative winners. What is said before an election, whether promises or stated intentions, means little. It’s what gets delivered afterwards that’s counts. This was illustrated forcefully last week with the reversal of the Abbott Government’s […]

Six tips for your pension shift

PORTFOLIO POINT: A change in investment styles as you shift to pension? Here are six things to consider. An important positive about tax rules is that they are largely don’t change too much. If you know what the rules are, you can plan for them and play them to your advantage. For SMSF trustees, tax […]

Why compulsory annuities won’t suit SMSFs

PORTFOLIO POINT: The spectre of compulsory super annuities is increasing. And I don’t think SMSF trustees will be too thrilled. A considerable number of voices believe it’s one of the last great reforms needed to get Australia’s superannuation system up to world’s best. Compulsory annuities. When you hit retirement age – or some defined qualifying […]

SAFs could save your skin

PORTFOLIO POINT: They’re not a big part of the DIY spectrum, but SAFs have some important advantages over SMSFs … and could save your super skin. Those who are deeply immersed in their world of self-managed super funds are almost inevitably happy with their choice. They have, as far as super goes, almost the ultimate […]

The lowdown on SAFs

PORTFOLIO POINT: They’re not a big part of the DIY spectrum, but SAFs have some important advantages over SMSFs … and could save your super skin. Those who are deeply immersed in their world of self-managed super funds are almost inevitably happy with their choice. They have, as far as super goes, almost the ultimate […]