Disasters strike, occasionally. They just do. And personal experience here says lightning can strike more than once. I’m, um, let’s say, 40-something. And in those years, I’ve had cause to make a few insurance claims. The odd car accident, a burglary, storm damage and a few holidays interrupted by brazen pickpockets, flight cancellations or natural […]
There is a period in every parent’s life where all vacations seem to be “holidays in hell”. Who would travel with kids by choice? Tired kids meet airport security. A truly volatile combination. I’ve never sweated more quickly than when I was forced to softly scream at my eight-year-old boy to stop talking about “blowing […]
Less enjoyably than Father’s Day, but less unpleasantly than a birthday after 40, tax time pounces on us every year. Love it. Loathe it. Ignore it. Your choice. June 30 offers a series of little decisions, some of which can be short-term profitable, some are long-term profitable, while some allow you to “play God” with […]
Let’s start easy – no insurance at all will save thousands of dollars a year. And if you’re a nihilist, don’t really love your spouse and kids, or believe you’re invincible and that bullets rebound off you like Superman, this could work for you. (Do you want me to tell your kids, or will you?) […]
Fair time to be alive, ain’t it? Australia’s in reasonable shape. Technology is making life faster, longer and more fun. You want something, you go get it. Queen told us we can want it all and demand it now. We Generation Xers live that motto. If we don’t have the cash, credit’s a […]
Bruce Brammall Debt Man It’s here! Woo-hoo! June 30 – the end of the year. In financial terms, today is the big one for all matters finance. Slate gets wiped at midnight. Today’s a rush. Pay bills urgently if you need the deductions, push back or pull forward income, depending on whether you […]
Be wary of those who are selling properties they developed, or where they get kickbacks. #propchat Property spruikers are probably most dangerous, or where the most people get sucked in, where slick seminars are being run to sell properties that are also being developed by the company running the seminars. If you’re considering buying a […]
SUMMARY: Here are nine steps to get your SMSF ready for whatever’s ahead in 2014. In life, you can look forward or you can look back. But it usually pays to do a bit of both. While the final results aren’t in yet for calendar 2013, it was a fine year for investors and self-managed […]
I’ve never had an out-of-body experience. I don’t believe in ghosts. I don’t read horoscopes. And crystal balls are, says me, baloney. I’m practical. I believe in the real. I accept that weird things happen, though there’s always a logical explanation. My contradiction is that my favourite show ever was probably “The X-Files”. Aliens, paranormal, […]
Has there ever been a better time to have a mortgage? To owe a bank a big pile of money? Official interest rates are as low as they’ve ever been. Variable rate mortgages are close to rock bottom. Banks are practically giving away fixed rate loans (at under 5 per cent), if that’s what floats […]
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